lowells chasing old barclays debt

[whymenster]

Hi All

 

Was advised to start a new thread on this so here goes

Edited February 20, 2013 by whymenster
wrong forum

[whymenster]

Hi all

 

I have just had another letter from Lowell (thought they had given up 2 years ago !)

 

this relates to an alledged debt to Barclays of £1,400

- I have had no contact with Barclays since at least 2000/2001 in relation to the alledged debt so I know it is statute barred,

 

the thing bugging me is that lowells are now stating on the letter

"period covered 1/10/2008 to 31/01/2013"

which I guess they are trying to sugest is within the 6 year period therefore not barred ?

 

Just to note I have Never made any contact with Lowells or any of their aliases they like to call themselves (Red Debt or whatever)

 

Do I just continue to ignore or do I send some sort of reply ?

 

Many thanks, and keep up the fantastic work

[PGH7447]

just tell them statute barred in a simple letter that even these fools can understand ie

 

Dear idiot

 

Statute Barred, good bye

[42man]

How do they word the letter ?

[BRIGADIER2JCS]

Hi,

I suggest that you send the following letter to Lowell by recorded delivery. (this does NOT restart the SB Clock). My guess is this is a required annual statement nothing more, but let's get rid of them for good!

 

To The Compliance Manager

Lowell.

 

Ref: as on their letter.

 

Sir/Madam,

 

I refer to a letter received from Lowell on xx xx xxxx and have no knowledge of any such matter currently owed by me, please note I do not acknowledge any debt to Lowell or any company it may claim to represent.

 

How ever this communication has prompted me to review my credit history and I have concluded that any such alleged debt is statute barred, therfore I will not make any payment in regard to the alledged debt.

 

You WILL now cease to process all data relating to me and remove it from your records.

 

I am fully aware of the OFT Guidance on the pursuit of statute barred debt.

 

This is my final response.

[whymenster]

How do they word the letter ?

 

Hi 42man thanks for reply

 

Worded as follows

 

Statement of your account

 

This notice is being given to you as required by the consumer credit act 1974 because you fell behind with your payments under this agreement with your original creditor

...............................................................................................................

Statement date 15/02/2013

...............................................................................................................

Period covered 01/10/2008 t0 31/01/2013

...............................................................................................................

 

...............................................................................................................

opening Balance on 01/10/2008 £1454.28

...............................................................................................................

Total payments recieved £0.00

...............................................................................................................

Balance asjustments £0.00

...............................................................................................................

Fees and charges £0.00

...............................................................................................................

Closing balance £1454.28

 

 

As I said I have had no contact with Barclays since 2000/2001

 

 

 

 

Hi,

I suggest that you send the following letter to Lowell by recorded delivery. (this does NOT restart the SB Clock). My guess is this is a required annual statement nothing more, but let's get rid of them for good!

 

To The Compliance Manager

Lowell.

 

Ref: as on their letter.

 

Sir/Madam,

 

I refer to a letter received from Lowell on xx xx xxxx and have no knowledge of any such matter currently owed by me, please note I do not acknowledge any debt to Lowell or any company it may claim to represent.

 

How ever this communication has prompted me to review my credit history and I have concluded that any such alleged debt is statute barred, therfore I will not make any payment in regard to the alledged debt.

 

You WILL now cease to process all data relating to me and remove it from your records.

 

I am fully aware of the OFT Guidance on the pursuit of statute barred debt.

 

This is my final response.

 

Hi BRIGADIER2JCS

 

Thankyou for your advice, I will draw up a letter as per your reply, will report back when/if they reply

 

Many thanks again

[dx100uk]

check your cra file has not been trashed

 

dx

[renegadeimp]

Make sure to write statute barred as:

 

STATUTE BARRED

 

 

Sometimes lowell's has trouble understanding and reading english.

 

You could even make it multicolored just so they get the message

[BRIGADIER2JCS]

As I suggested earlier annual statement send sb letter drafted.