Car Craft Waranty/Loan **RESOLVED**

[TWB11]

I've been dealing with these clowns for the last few months since being conned into purchasing a car (I was naive and regret it bitterly now). Their business practices are appalling and I honestly don't know how their employees sleep at night- the whole organisation is designed to systematically con its customers. I see they've been investigated before and eventually they will fall under the weight of their own incompetence. rude staff, sociopathic salesmen, terrible, misleading claims and virtually no aftersales care. I've put considerable effort into stopping and warning people visiting their showrooms and will continue to do until every penny they've scammed out of me has been lost a hundred times over.

[Akasha8uk]

Hi, how long would it usually take for the account to be registered as settled on the credit report? It is still classed as defaulted and we are still receiving dca letters/emails?

[dx100uk]

tpically

 

give linzi a ring as k why

 

dx

[Akasha8uk]

Hi me again,

 

I just wanted to update you and also ask for another piece of advice.

 

I recently had an updated Credit File and All in one finance has written off the loan as agreed.

 

Last week my husband and I went to the bank to discuss our finances with them and we were told the All in one finance loan is coming up as a 'derogatory' entry on our credit file,

could this be because it was closed off as satisfied?

 

Should i be contacting them and getting them to change this?

 

Although we didn't pay this off as a final settlement figure or anything so is this correct?

 

BTW i realise DX i never answered your Q about the default,

as far as i can see the initial default was registered in september 2008.

Edited May 10, 2013 by Akasha8uk

[dx100uk]

so the debt will drop off 6yrs from that default date

 

however

 

I expect it 'vanished' for a while as it was sold on.

 

who's brought it

had any phishing letters?

[Akasha8uk]

gothia had it a while then it went to Empingham we've heard nothing from any DCA for the past month. I'll have a party September 2014!