Kim V Argos Store Card

[KGutteridgeUK]

Since other requests for list of charges in the pipeline, thought I might as well include the Argos Card.

 

First letter sent requesting list of charges over past 6 years. Don't think there have been many but what the heck!

[Bookworm]

Hooray, I'm not alone anymore!

 

They've gone further down my list of people to claim against when I got my statements, they only charged me £20. (2x10).

 

Keep us posted.

[KGutteridgeUK]

I think there is only one late payment charge of £20, since I have asked for DPA should I wait for the 40 days before making the claim?

[KGutteridgeUK]

I haven't heard anything from Argos since my letter, no communication at all except their next statement.

 

I know there was only one late payment charge of £20 but not sure when this was.

 

Will request for this as a refund - but do I need the exact date to proceed?

[KGutteridgeUK]

Talk about delaying tactics, Argos ignorned my first letter, responded to my second asking for £10 DPA then 40 days, I know it was only one payment of £20 but don't have the date, will have to send the £10 to get it moving again.....

 

Can't believe with the holiday forgot to pay this month, got charged £17.50 and found the last statement when I had to pay charges - don't need the DPA then.

 

Will send LBA asking for money back now

[KGutteridgeUK]

They totally ignored my request for repayment - what a surprise

 

Sending 2nd Letter Before Action 19 June - then will file the court claim in two weeks time.

 

Perhaps they will ignore that too.

[KGutteridgeUK]

Received a reply from first letter - finally

 

Saying they are involved with the OFT because they are a store card, offered £30 to settle, and recommend the Direct Debit, first time been offered this facility.

 

They owe me £35 should I settle for £30 and set up the DD or fight it out for the full £35 plus interest by going to court?

 

Perhaps a bit petty to fight for the £5 plus - might give them a ring and try and bend their arm.

[KGutteridgeUK]

This topic was closed on 03/08/19.

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