oh's MBNA/Moorgate debt - being chased from 1995

[roaringgirl]

See post 53 - the agreement is there; signed and dated, with a handwritten number on it that bears absolutely no relevance to the account that is disputed. They did send T's and C's.

 

I can't see how they can prove it.

[roaringgirl]

Sorry - no T's and C's were sent and no statements, just a very dodgy recon

[roaringgirl]

????????????????????????????????????

[dx100uk]

no account number your honour

but because we've found a bit of paper from the same year

it should do

 

IGNORE THEM

 

dx

[roaringgirl]

They sent the account to resolvecall and I sent them this as they were threatening a doorstep visit.

 

Dear Sir/Madam

AccountNumber: **********

I DO NOT ACKOWLEDGE ANY DEBT TO YOUR COMPANY.

Please find enclosed a copy of thelast letter sent to Moorgate who were instructed to manage the account onbehalf of Arden Credit Management.

I am still awaiting an outcome. Thisaccount remains in dispute.

Please note that should it be your intention to arrange a“doorstep call”, please be advised that under OFT rules, you can only visit meat my home if you make an appointment and I have no wish to make such anappointment with you.

 

There is only an implied license under English Common Law for people to be ableto visit me on my property without express permission; the postman and peopleasking for directions etc (Armstrong v Sheppard & Short Ltd [1959] 2 QB384. per Lord Evershed M.R.). Therefore take note that I revoke license underCommon Law for you, or your representatives to visit me at my property and, ifyou do so, you will be liable to damages for a tort of trespass and action willbe taken, including but not limited to, police attendance.

Yours faithfully

*******

They sent a letter back saying this law does not apply to them and they can do as they please!

What now??!!

[citizenB]

Ask them to point to the law/regulation that provides for them to disregard the law and oft Guidelines and to indulge in harassment with intent to intimidate !

[dx100uk]

that's a std reply from them

 

ignore

 

ideally you REALLY need to stop the letter tenis with everyone.

[Guest]

ditto, you have formally revoked their implied licence so if they turn up they will be trespassing. trespass law does apply to them.

[BRIGADIER2JCS]

They've borrowed that from MMF!!!

[oleg]

. . . probably from on here

[roaringgirl]

So, just ignore everyone?!

[dx100uk]

yes well passed the time to do this

 

and some of your other debts problems too.

 

stop playing letter tennis.

 

you are continually giving them a bone ...

[roaringgirl]

They sent another copy of the credit agreement as I had requested it ages ago.

 

Unlike the first one which had a signature but no account number or anything,

this one didn't even have a signature - it was straight from MBNA ( apparently) and is completely blank.

 

Since then they have sent me two letters

1) to phone them which I ignored and

2) to phone them or they would do something (ususal stuff) which I have also ignored.

 

The account goes back to 1995 and not anywhere is there anything linking the credit agreement to the account.

If they insist on taking it to court, I shall go along to represent my husband

and say 'fine we will pay, IF you can prove that it is this account - which you can't'.

 

So, I continue to ignore, yes?

[dx100uk]

sure

[roaringgirl]

They have sent another letter saying they are sendng the account to Resolvecall

[roaringgirl]

Still ignore?

[dx100uk]

resolvecall doorstep muppets

 

sit tight

 

dx