Credit agreement looks dodgy

[DeRichleau]

Its a catalougue, and I genuinely have no memory of signing a credit agreement.

 

However they have produced a photocopy with something that looks like a bad copy of my signiture, and no date added.

 

The company are insisting this is a true copy.

 

I have never seen it before and I do not own a copy.

 

Please could you tell me what is my next move.

 

I can not find the correct template letter in the library.

 

I think they may have tried to copy my signiture from a previous letter, and the letter they sent is pretty high handed to say the least.

 

I do not trust them in the least and I will take this one all the way.

 

Help please.

[citizenB]

I am not sure there is a template for a situation such as this.

 

I will flag your thread for other site team members to comment.

[cerberusalert]

Is it your address on the agreement?

[dx100uk]

if this is post apr 2007

 

you need to be very careful here

 

tell us more about the debt

 

most catalogue debt rely on you agreeing your first order serves as your agreement

 

they would have sent you one to sign.

 

ok its not looking ggod for them if they have lifted a signiture

 

however thats a sep issue as too if you owe the money

 

tell us more about the debt please

 

dx

[dpick]

Hi the experts will need to know who the original creditor was and who supplied the copy of the CCA the original creditor or was this a DCA and if so who.

 

dpick