cygnet finance / funding corporation

[greville]

Took out car finance with ACF finance in October 2009 on a renault sceninc

which has been nothing but problems

 

ive managed to keep throwing money at it

but have now come to the end of the road!

 

the power steering has gone also the clutch.

 

It will cost me more to repair than the car is worth.

 

I still owe £3700 on finance.

 

i phoned the lovely people at Cygnet today to talk over situation

to say he was rude would be an understatement!!!!

 

I am stuck with a car with no tax or MOT

i was told i couldnt scrap it and was my responsibility to keep it road worthy.

 

I would have to keep it off road somewhere for next 12 months.

 

I asked them to fetch it back to which he said no point its worthless.

 

I really dont know what to do i have nowhere to keep the car

and also worried as it is illegal to keep it on the road.

 

i wouldnt advise anyone to use these people i don't know how they sleep at night!!!

Edited November 6, 2012 by greville

[dx100uk]

urm....

 

i would start a SOGA claim with them.

 

if the car was never fit for purpose

 

then the whole finance could be suspect.

 

whom did you get it from.

 

dx

[greville]

I purchased car from ACF Sutton in Ashfield they have since closed there branch, the list is endless on repairs i have done dashboard replaced, radiator, pump, suspension, heater, now power steering gone and clutch.

[afcwben]

urm....

 

i would start a SOGA claim with them.

 

if the car was never fit for purpose

 

then the whole finance could be suspect.

 

whom did you get it from.

 

dx

 

If they purchased car in 2009 and done numerous repairs wouldnt they have a problem with SOGA?

[dx100uk]

yea might be an issue

 

but something needs to start the ball rolling.

 

is this HP too?

 

if it is

i also wonder what the finance co have to say

 

the issue here is goingahead with your own repairs without having waved your arms around at the 1st fault.

 

still think its worth the try

esp as the dealer has been rude too.

 

have you got all the receipts and reports of the work done from buying it.

 

dx