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Ive won *£6494.93* Ive won (LIP v Abbey)


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So im off to court to hand in the AFFIDAVIT and a letter stating that i havent received disclosure from shABBEY.

I guess this is where the fun begins....continues

:rolleyes: :rolleyes: :rolleyes:

LIP

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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Well Karn it took over an hour and a half to get up here (train broke down lol). Im in THAT same library......

Handed in the AFFIDAVIT (explaining shABBEYs failure to comply with the courts request) and had to swear an oath in front of the court staff.

HE kindly photocopied it so i can send it to shABBEY.:D

On another note i did call shABBEY this am and spoke to a member of their BAnk Charges team. I just informed them that they had missed their deadline to provide disclosure of docs. Spoke to a weird sounding woman...very smarmy ewwwwwwwwww. She took my number to call me back.

She called me back this afternoon and left a voicemail. i have no time to call her back right now as im shutting off for 3 days. Also advice ive received is just to let the court system do its thing.

However, on Monday they will receive a copy of the AFFIDAVIT and no doubt a letter from the court at some point.

I think its a good idea that shABBEYs Shabbiness is recorded by the court!!

Let them sweat now.

LIP :rolleyes: :rolleyes: :rolleyes:

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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Spoke to a weird sounding woman...very smarmy ewwwwwwwwww. She took my number to call me back

 

What sort of accent did she have?

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

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lostinparadise "Spoke to a weird sounding woman...very smarmy ewwwwwwwwww. She took my number to call me back"

 

What accent did she have?

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

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oops!

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

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Yes NN ....it was Christine lol lol lol lol lol

 

Wasnt sure if i could say her name. ewwwwwwwwwwwwwwwwwwwwww

PMSL...lol...lol

 

:o LIP

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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Yes NN ....it was Christine lol lol lol lol lol

 

Wasnt sure if i could say her name. ewwwwwwwwwwwwwwwwwwwwww

PMSL...lol...lol

 

:o LIP

 

Just spoken to her again. She couldn't talk as she was leaving the office and our court deadline is 4pm Monday. Talk about 'bothered!'

 

I'm going to have to go after them again too.

DPA non compliance and further charges which they are refusing to repay with my claim. It's just so petty.

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

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Their defence against the DPA action has crumbled. Re-read what they wrote on yours its total crap now.(even more than it was b4)

So its a bit more time and effort but well get there.

when i spoke to her this morning i said i have £30 court fees and £25 damages for the DPA Non compliance....im wondering if following the information commissioners report if we can screw them for more the ignorant (and weird) so and so's.

LIP

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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I'll have another look at it when I'm sober!

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

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Hi All

 

Just received a call from shABBEY.

PMSL...shABBEY are unable to locate my file!!!

 

 

shABBEY "did you receive my voicemail"

 

LIP " yes i did but havent had the time to call you back"

 

shABBEY"At the moment we are unable to locate your file. HAve DLA settled your claim"

 

LIP " i have 2 claims outstanding with shABBEY, No i have not had either of them settled. Are you saying you have lost my file?"

 

shABBEY "No i am not saying i have lost your file im unable to locate it at this moment"

 

LIP (LIP laughs*) " So you have lost it? You have missed the deadline for disclosure i have filed an affidavit to confirm this and id rather not discuss this legal matter over the phone. Please could you conduct your business via email"

 

 

shABBEY " oh...Ok......i understand your representing yourself...whats your email address......

 

LIP "yes i am a litigant in person my email is......"

 

 

PMSL.

 

Truely shABBEY. I can confirm they are in a mess!!!

 

LIP:lol:

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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I know Karn...what the hell is going on.

What does it mean if they are "unable to locate my file" (lost it)

Can someone let me know.

LIP :eek:

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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oops i forgot to mention that she asked if DLA had made an offer of 50% i said yes but im continuing my claim until the whole amount is refunded to me.

 

Do you think they are recording their convos, as the smarmy lady speaks in a very deliberate manner?

 

 

LIP;)

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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Well the judge will just love that I should think LIP. Perhaps if they settled these cases without all this hassle they might manage to keep their files in order.

 

That is pathetic!

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Funny thing is...how can anyone lose a nearly 500 page court bundle lol lol lol.

Good job all my correspondence is sent special delivery...all can be traced as being received and signed for.

LIP:grin:

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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Hi All

 

Just a little update.

 

Rang the court to find out what is happening with my financial claim.

 

Apparently shAbbey faxed through a letter to them yesturday. I do not know the contents of this letter. Crafty.

 

So i now have to wait for the judges directions which will be dealt with over the next 5 days.

 

He now has a letter from shABBEY and a letter from me.

 

The plot thickens but no doubt they are asking for more time.

No doubt the receipt of the Affidavit jolted them into some action!!

 

 

LIP:mad:

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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whooopss.....lol

 

So i was sent an email yesturday from Abbey however Hotmail directed it to my junk mail folder LOL.....

 

This is what it said:

 

I refer to our telephone call today and note that you prefer to communicate by email.

 

I also note that on Friday 20 October 2006 you informed me that, in relation to your bank charges claim, disclosure had been due by Abbey on 19 October 2006, and you also said that you wanted a copy of the Allocation Questionnaire lodged on our behalf. I confirm that I am unable to locate your file at this time and thus cannot, at this time, provide you with a copy of the Questionnaire. I also confirm that we were not aware that disclosure was due on Friday, and we have written to the Court in this regard.

 

Finally, one of my colleagues will contact you in relation to your Data Protection Act claim.

 

Yours Faithfully

 

What do you all think? BTW Disclosure was due on Thurs not Friday. Also how can her colleague contact me RE DPA Claim if they cant find my file?

 

LIP:rolleyes:

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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LIP

 

I think the onus on the defendant and their representation is to effect an efficient handover of your case bearing in mind deadlines of the court.

 

So i wouldn't cut them any slack, the court probably will under one CPR rule or another assuming the defendants new team makes the correct noises.

 

I would f you haven't already is still press them for standard disclosure if the court gives them additional time.

 

JMHO

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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shABBEY irraTIONAL are beginning to crack.....................................

LIP:rolleyes: :rolleyes: :rolleyes: :rolleyes:

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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Hi Lip, I'm after Abbey too - hearing 5 December. Haven't started thread on this as I'm on PC site (ooops can I say that!?). However I spoke to the smarmy Christine having been all round the world yesterday (virtually or telephonically) trying to speak to someone at Abbey. Amongst other things wanted to know why they hadn't sent Notice of Change that DLA are no longer acting. Where do I sent my court bundle? She gave me Triton House address. During the conversation I just said "Let's cut to the chase, all this is wasting the Court's time, my time and Abbey's time and is costing me more money in printing and copying the court bundle, more charges which will be added to my claim at the hearing and interest accruing daily. Can't we just settle this now. Her response "Well make me an offer to settle" she got it wrong but I knew what she meant. I said I wouldn't settle for less than 100. She asked how much that was and I said it was about £1400 including charges refund, interest, court fees. She said she would have a look at my file and get back to me - wouldn't be today but hopefully early next week. I wait with bated breath (not!)

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Fret not LIP........ what a saga.....:D

 

I'm expecting Abbey to disclose to the Court and myself by Court Order a breakdown of their charges by the 3rd November 2006 and it was issued 16th October (3 weeks effectively!)

 

Moving to get their defence struck out after this........... this is like taking sweets from a dribbling baby except its LEGAL!!!!! :lol:

srfrench :eek:

 

Fight incompetance, stupidity, greed and unfairness......There's no excuse and no place for it in society, unless they really are! :wink:

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Heehee SRFrench;)

So i asked the court to send me copies of shABBEYS allocation questionnaire. I now have both for both of my cases.(DPA and Financial Claims)

Can you believe on the financial claim that shAbbey put down their costs as £2000!!!:o

So i just wanted someone to clear up whether £750 is the most you can ask back for costs if your claim goes through Fast Track? Is this including Court Costs?

LIP

ABBEY

DPALetter received by bank on 100406.

£10 Cheque cashed by shABBEY on 200406.

14 statements received between 8-10 0506.

40 day limit reached on 19/5/06.

LBA sent special delivery on 20/5/06

7 days up on the 270506 for the LBA

Prelim approach for repayment for an estimated amt sent. 14 days up on the 200606.

DPAorder for NON-Compliance served 220606. Expires 060706

Final LBA sent, 14 days will be up on the 060706.

Defence from shABBEY received for DPANon compliance 050706

Financial claim deemed served to shABBEY on the 220706

AQ for DPANon Compliance handed in to court on 24706

Defence and 50% offer for Financial claim received 140806

AQ for Financial Claim received 170806

AQ for finacial claim handed in 010906

Hearing 4 amended claim 270906

Fast track Allocation 270906

Disclosure ordered 191006

shabbey failed to disclose 191006

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LIP...... do you have Abbey's "new" phone nos (Ashursts?) as I would love to ring them up this week to remind them of complying to the Court Order deadline of this Friday 4pm!

 

Cheers Babe. ;)

srfrench :eek:

 

Fight incompetance, stupidity, greed and unfairness......There's no excuse and no place for it in society, unless they really are! :wink:

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