PPI? Endeavour and Central Capital

[licklelady]

Hi All

 

Have a secured loan with endeavour personal finance and its got PPI. we dont ever remember taking it out on the loan and at the time were in a major financial crisis so know we would have been aiming to get the lowest repayment per month possible.

 

Called endeavour yesterday to ask about it to be told they never sold it to us a broker did called central capital.

 

I have never heard freom them and dont have any documentation from them either. They only way I seen we had PPI is because we have just had a PPI statement from Endeavour.

 

So I have written to Central capital requesting my credit agreement and also the T&C's and explaining that I didnt even know who they were.

 

What do I do next?

 

Thanks

[licklelady]

Anyone help?

 

I watched watchdog the other night and thats making me think I should have wrote to Endeavour rather than the broker......

[ims21]

It is Endeavour who should have the agreement as your loan is with them.

 

How was the loan taken out i.e. where, when etc.

 

I would SAR Endeavour to get as much data as they hold on you.