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Possible PPI on a Mortgage


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Guys, had a phone today from someone trying to pump us to claim against bank on the mortgage. They were saying that insurance for the banks to underwrite the loan was added to the mortgage loans of the customers, is this true? I've always thought banks might of done this as you wouldn't really have a clue. :-o

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If you think you have PPI on your mortgage you need to check the mortgage agreement to see if any single premium policy was attached to it.

 

Alternatively, if it was a separate item being paid alongside the mortgage it would appear as a separate payment each month on your bank statements.

 

Don't get involved with reclaim companies.

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1. Single Premium PPI Q&A Read Here

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3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

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5. Feel Bullied by Creditors or Debt Collectors?

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Post moved from successes thread.

 

If you think you have PPI on your mortgage you need to check the mortgage agreement to see if any single premium policy was attached to it.

 

Alternatively, if it was a separate item being paid alongside the mortgage it would appear as a separate payment each month on your bank statements.

 

Don't get involved with reclaim companies.

 

Hi again on another note I'm sorting out a lot of my late mum's affairs and am going through statements to contact creditors etc. Have got one showing on her statements (bank) Creation/Sears CRD. Would you be able to point me in the right direction to who they are. Have contacted Creation Financial and they have got nothing on my mums name. Thanks

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Sounds like it could be the Sears Card.

 

Have a look here

 

http://en.wikipedia.org/wiki/LaSer_UK

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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