@asknationwide Reclaiming CC charges / Debt Relief Order

[cynopterus]

Hi all,

 

Somewhat of a cheeky yet interesting question I'd like to pose ...

 

So I had a credit card with Nationwide for many years and then life got very difficult, almost as difficult as Nationwide themselves tbh.

 

eventually I was granted a debt relief order and the Nationwide card and some other bit and bobs were subject to this.

 

This all happened 2 years ago now so all those debts have now been wiped.

 

The question I have is, quite simply,

am still able to reclaim the CC charges despite the account being closed and it being subject to the DRO?

- after all, during the life of the card I had paid a fair amount of these charges!

 

It might sound silly but if I can in, anyway whatsoever, annoy Nationwide then I will be a happy man and they will be getting just a little of what they deserve!

[marmaris30]

Any refund would belong to the bankruptcy estate and not you, so not worth the bother.

[cynopterus]

Hey thanks, I didn't really think it would be possible but had to ask lol

[dx100uk]

is the dro gone and settled.?

 

if so, they are yours.

 

dx

[cynopterus]

Hey dx100uk

 

thx, have only just seen your post - the dro is done and settled - do you mean that i could claim these back??

[dx100uk]

i believe so

 

you can reclaim them yes

 

if they go to tyou i'm not 100% sure

 

but probably

 

i'd have to ask.

 

dx

[cynopterus]

ok thx - would be interesting to know!