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robbersway demaning payment for Lloyds CC debt - but no CCA


spidey41
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doubt it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...
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okay so i now have a bit of a confussing one here , after going through all the paperwork for this which i have kept for the last 8 years it seems any payments i have made to lloyds tsb have been via a different account number than the credit card one , although payments have been deducted from the actual debt due to lloyds inadequacy the payment reference number is for my current bank account , hence why they kept insisting until now that it was a bank account debt not a credit card debt ant advice please

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A Formal Complaint to Lloyds is the way forward now,set out how long this has been going on for, all tha hastle and stress etc.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 3 months later...

recieved a letter from these solicitors today via iqor via lloyds tsb , this has been an ongoing situation for the last 2 years due to lloyds tsb refusing to send me a copy of my original signed agreement or default notice ( i have the refusal in writting ) now gpb solicitors have given me 10 days to agree a repayment or are takeing me to court , any advise please

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I would think it does not say WILL

 

every other word but.

 

read it carefully.

 

as they do not own the debt

 

there is little more they can do bar threaten.

just remember these are a fake/tame dca solicitor for hire

 

the guy at the next desk from the last letter you got

just dressed in a diff skirt.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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is this your credit card debt that you have numerous threads on already?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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yes it is the same debt , sorry if i have numerous links i tried removing them but would not let me , needed to start a new link as new solicitor involved , thanks for the advice , i have just fired of a letter inviting them to start legal action and see what transpires

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its always better to keep to one thread per debt

and all its issue for history of advise already given.

 

IMHO I would not start letter tennis.

 

it matters not they are a fake/tame solicitor

 

they can do nothing to you

they have no legal powers.

they do not own the debt.

 

let me merge all your threads on the same debt

and have a read of the history

 

is this debt on your CRA file?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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as advise in post 70

 

time you ignore this lot now

 

its more than 5yrs old playing letter tennis

is not going to help

 

they have no cca

 

time to ignore EVERYONE.

 

you keep playing letter tennis

 

they'll think they've found a mug to fleece.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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there is no sign of this on my noddle credit file no , my cra is actually really good

 

Please be aware that Noddle uses 2nd Hand Data from it's parent company and is not always up to date, and many lender to not report to this agency.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 3 weeks later...

another letter from gpb solicitors today ,

legal action pending,

it states if i do not pay in full within 10 days a county court claim may be issued without further warning ,

if judgement is awarded further costs may be added ,

if we do obtain judgement it may lead to further actions including your goods being seized and sold by a county court bailiff ,

 

now these idiots are ignoring any of my letters to them and have still failed to supply a cca or default notice

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willy waving to spoof you

 

ignore

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Awful lot of MAYs in that letter.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 1 month later...
latest update , another letter from iqor today ( although they have now changed there name to akinika )

 

Aknickers in a twist more like! Where do they make their silly names up?

 

Ensure you have cleaned your doorstep before they come and collect it.....

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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