Toothfairy Finance Payday Loan

[renegadeimp]

have just spoken to ndr whom state that the time limits do not apply to them as they intend to seek a liability but claim that the debt now stands at £9,451 which they state is the charges on a £100 loan.

 

 

I wish you had recorded that conversation. If you had, that would guarantee that NDR would be shut down.

 

As a note to ANYONE reading this. If you feel the need to contact your creditors or DCA's, please, please, PLEASE record the call in full.

[eglee]

I think if they take the matter to court then its very likely that the judge will just laugh at them before calling them clowns

[savvysaver]

Hi, new to this forum so apologies for this being so long after you posted. Noticed you say the head office is in flats owned by the council. Councils never ever allow any kind of business to be run from their properties! More dirt on them to report to the O.F.T. oh, and of course if you know which council? give them a phone call they would be most interested..may / should evict them even!

[savvysaver]

hi, new to "cagging" and needed to find out more about toothfairy as my son took £400 out. Just discovered about that debt, trying to get him straight, but although other companies have been liaised with amicably, after reading all the blogs about toothfairy in particular, am extremely wary of contacting them at all, I suspect it would be stirring up a hornets nest. The £400 has turned into £2,500 after just over 12 months! I discovered this link - http://news.payplan.com/2012/03/20/how-long-can-my-creditors-chase-me/ very informative. Says it is 6 years, but that also has to be without contact with them of any sort. Thing is, want shut of all of them, but in their case is it best to "let sleeping ravenous dangerous dogs to lie?" You may wonder how we found out the amount "owed" now. It's due to registering with a free online reference agency "NODDLE" - shows up pretty much everything. Advise please..contact or no contact?

[renegadeimp]

Have a read up on oliver larholt. That should tell you all you need to know about Toothfairy.

[savvysaver]

Just done it!! No idea how they are still trading!! Have many people complained to the O.F.T. I wonder detailing their obnoxious behaviour? Have they/are they being investigated at all do you know? and what happens when a company is struck off? do all the debts die off with them?

[renegadeimp]

His other company got closed down. He switched toothfairy to one of his other companies just before it did.

[savvysaver]

Does the O.F.T. know do you know? as there seems no reason why they shouldn't be struck off as well.

[savvysaver]

p.s. surely if everyone who has had bad dealings with toothfairy complained to the O.F.T. it would happen? power to the people not bully boys...