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In Contempt of Court following CCJ


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Hi Guys,

 

I hope you can help me as I'm a little unsure of where to turn with this.

 

Last year I received paperwork from Northampton Court for a CCJ that a debt collector was trying to obtain against a debt I had with Llyods TSB approx 5 years ago now.

 

At the time I went online to lodge for an extension to 28 days in which to lodge my response as the amount they were quoting had nearly doubled from what I owed.

 

I managed to get the extension and gathered all my information appropriately.

 

When I tried to enter my response online about a week later I was unable to log in to my account.

 

I telephoned Northampton and was told that they were experiencing serious issues with the online service and to send everything to them via Royal Mail.

 

I did this and have never heard anything more about it.

 

Yesterday a court bailiff called at my home whilst I was out and left a letter with a visitor to my next door neighbour.

 

This letter states that I am in contempt of court,

the reference number relates to the above CCJ application,

because I have failed to return paperwork to my local county court.

The letter then goes on to say "to avoid the possibility of this action" I need to attend the bailiffs office at the county court.

 

I think the letter itself is purposefully not very clear,

the bailiff that attended my property was obviously not bothered who he handed the paperwork to

as he made no attempt to ask who my neighbours friend was before handing the letter over them.

 

I'd be grateful for any help or suggestions about where I should go from here.

 

Thankyou :-)

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Did you keep copies of the papers and get proof of posting,

you must attend tha bailiffs office withoout fail.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Did you send the paperwork by a tracked method.. eg.. Special or recorded delivery - did you keep the receipt and check that it had been delivered by going to the RM website and printing off the proof of reciept ?

 

If Northampton received the paperwork and the claimant proceeded with the claim - then it would have been transferred to you local court and they would then have sent an allocation questionairre to you. You would have been required to complete and return that to your local court.

 

I think you need to establish what paperwork they are saying you havent returned and to which court.

 

I cant for the life of me see that you would be summoned to court for not returning a defence or allocation questionairre. There would simply have been a judgment awarded in default and you would then have been been advised that you had to pay the claimant.

 

Any chance you can post up the letter or perhaps give us more information.

 

The only other thing I can think of is that you have been sent an Attachment of earnings form which has not been completed and returned.

 

follow the instructions below and ensure that you remove any personal information first.

 

Dx100 – Instructions on uploading pdfs

scan the required letters/agreements/sheets

as a picture file

remove all pers info inc barcodes etc using paint

but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

or ir you have PDF as an installed printer drive use that

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

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Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I am rather concerned that they have handed this document to a neighbour.. !!

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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sounds like a dca trying it on to me.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Could be a court warrant officer with powers of arrest or in some

areas a Court Tipstaff.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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