Jump to content


  • Tweets

  • Posts

  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

GE Money - 2 mortgages with PPI reClaims - everyone bar GE sold it me!!


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 3898 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

pers i'd send the first one for sure

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Replies 205
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Well a little bit of news. Got a read receipt from David Gurneys's personal mail so at least I know he is looking at this and not just passing it on. Hopefully he will look at more favourably . I can but hope or dream whatever the case may be !!!!

Link to post
Share on other sites

Well another letter advising me to go to FLA will it get me anywhere ? Or can you please advise what will be my next course of action

Letter is dated 1th which would be before Gigna letter was sent to David Gurney.

Link to post
Share on other sites

Look what turned up this morning and they deny Easy Loans were acting as thier agent.

 

Also sent copies of of the PPI application form

account statement and the agreement

I have all these but have never seen this before.

 

I have requested the policy and still it has not been sent.

 

They are just not reading my requests.

 

I sent a mail to Mark Elborne Director of UK Operations on Thursday and I have a read receipt .

 

Could you please advise where I would need to go next ???

Edited by anney63
attachment
Link to post
Share on other sites

thats only a picture anney

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Dont know what went wrong there it appears to have tripled a copy of part of a leaflet sent By GE.

 

They are getting in big muddle !!

 

They have sent some terms & conditions with this .

 

No signature on letter and from Customer Services.

 

Not Customer Resolutions

 

Just wondering what to do now !!!

Link to post
Share on other sites

still only seeing one page

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Dx

Thats the only new paperwork they sent. It was all for the remortgage. The other items were Cr Agreement fPayment Plan Apllication Form and Statement of transactions. I have attached a copy of the letter . Very unprofessional. I haven't a clue what communication they say they are responding to. The only way is to call them and find out. It seems that these directors are sending to all different departments to try and confuse me. What I was curious about is the wording on the leaflet . I would appreciate your comments. Surely this shows that the broker was acting as thier agent.

Link to post
Share on other sites

i have merged all your documents in sequential order in one multipage pdf

 

there are some scan than you need to do at a high scan resolution please

try 600 dpi.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Thanks Dx I will have a go when I get home. I'm at work at the mo.

 

I called the department who sent me this last lot of documents and they said they were sent in answer to my request for a copy of the insurance documents.

 

What I actually requested was copies of both the Cigna policies .

 

These people just dont read anything.

 

Another mail to be sent to David Gurney and copied to Mark Elborne today.

 

i'm get a bit sick of this now nobody seems to be able to send the policies.

 

They should not have been destroyed as the end date for them was 2007 shouldn't they be kept for 6years ????

Link to post
Share on other sites

Can't believe this company . Just got home from work Duplicate of letter received Saturday stating copies of Agreement. Payment Plan Application Form & Statement for information. Nothing enclosed just the letter. What on earth is wrong with these people !!!!!

Link to post
Share on other sites

hehe the aotomailing robot i bet.

 

they just spend SO much time ducking and diving

to avoid paying punters their PPI back

 

getting almost comical andon a par to HFC.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

what post 135?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

This is priceless.

 

Call today from a member of GE resolutions team asking for authorisation to speak to me about friends accounts.

 

I've only got numerous letters to my address. and had a couple of conversations.

 

Apparently they eed to respond to me email from yesterday so the directors are seeing them Hooray!!!!!!!!!! maybe I may get somewhere.

 

My friend did give them authorisation in his SAR but not his wife

now they are requesting authorisation from both to be able to discuss accounts.

 

The PPI was only in the Husbands name but no bother will post tomorrow recorded keep them happy be professional and see what happens next !!!!!:-):smile:

Link to post
Share on other sites

Yes if you could look at the wording for me. Got page 19 on the bottom so I have requested the rest of the document.

 

sri which attachment

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

ah page 10 of that PDF i did

 

you so that looks like it was part of a booklet or pack

 

i suspect that the PPI agreement was part of that

but it would be interesting to see the rest

 

i also dont like the comment:

 

if you dont sigh it will delay your loan.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Well this is what was received today. Can't get all sheets into one post . Some of these have never been seen still no copies of the policies I am concerned that not all paperwork was supplied re the SARlink3.gif. What do I do Now Helpangry.gif

 

Included my lettere sent to them 27th August. !!!!!!!! i more file to upload

 

 

All done your opinion are always so usefull I really need help to conquer these people. The line ppi was take alongside mortgage PPI dated 16/10 mortgage application 31/10 how many times do I need to bring this to thier attention. I spoke to Cigna who advise that GE should have notified that a refund of premiums was due but they are contradicting this . :x

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...