Airdrie paid out

[mikeb1]

Hi All

 

quick line to let you all know the airdrie savings bank paid my wife

£759 I think she said over the phone.The date for the hearing was next

Thursday,but a letter arrived today saying they don`t admit liability,and they are

closing her account in the next month.Thanks to all you guys who helped me on this

site.And I will make sure the missus makes a donation to this excellent site

 

cheers Mike b.

[tg10]

well done! the airdrie saving bank are terrible for there bank charges! i have been a customer of theres for over 20 year and im sick of it. hopefully ill get a good reponse like yourself.

 

well done for goin all the way!!!

[allybee13]

well done! the airdrie saving bank are terrible for there bank charges! i have been a customer of theres for over 20 year and im sick of it. hopefully ill get a good reponse like yourself.

 

well done for goin all the way!!!

 

Good luck! Just make sure you have a parachute account if they have started closing people's accounts in retaliation.

 

Would the OP's wife perhaps have a claim against them for doing this too, given that A&L have been fined for retaliatory account closures?

[lori1]

good for you mike well done .x

[mfm]

SO SO GLAD TO HAVE FOUND THIS THREAD!

 

I have also been refused and will take it to court. They owe me £2500.00 in charges.

 

Have set up a parachute account yesterday and will be applying to the court this week. So thanks guys for giving me the confidence now.

[loveenriqueuk]

I'm so glad I found this I have been looking all over for something about ASB. It's actually for my sister she is a single mother with two children and gets her benefits paid into ASB and they are taking so much money in charges of her, I've told her to open another account and claim them so she is going to try to get another account opened very soon and make a claim they must owe her a fortune and she could be doing with the money. I also have an account with them but don't use it so no charges all my charges are with TSB lol. I didn't like ASB cheques took longer to clear and when my wages got paid in sometimes I couldn't get any money out until lunch time .

I'll keep you posted on hoe she gets on, good luck to everyone else making a claim

[mikeb1]

Hi All

Good luck to you all who replied to my post,not luck really just what

the law says we`re entiteld to,for the time being that is.I see from martin lewises website that the powers that be may bring bank charges into line come april to £12 being the norm.

 

I have re-sued the Airdrie for the other £240 they owe to my wife,20th of march being the court date, will post when result comes in.Thanks all

 

Mike B.

[mfm]

Hi all,

 

Did anyone see the thread about claiming your charges back over 20years. It was written by a lawyer from Burness (one of the top law firms in Scotland.

 

Well i downloaded this and sent a cracker of a letter to Airdrie Savings Bank pointing this out - can't wait to see their response also told them they have 7 days to refund or going to court for £1455.00 thats just one account with the Motherwell branch.

 

I have 1 with the coatbridge branch and they owe me £600.00 and still waiting on list of charges for my 3rd account held at motherwell. Idid close my Motherwell account in 2005 and opened one in Coatbridge so I know they will close it so have set up a parachute account.

 

Keep us posted mikeb

[mikeb1]

Hi All

Airdrie pay up again,even though they say that my wife had been paid

all she was due, they paid out another £240 which I claimed for,but they say she was not owed

They have no record of it,and say that 3 of the charges I claimed for don`t exist.But take the 240 go away don`t comeback stop anoying us.So I`ll go for now but want to go back 20 years now,now that they think they`ve heard the end of me.

[lori1]

well done mike,good for you x

[mfm]

well done mike,right thats it, iam going to claim.They sent me a letter saying their charges are justified because they are a small bank not like the other major banks and thats why they charge £30.00 -aye right!

 

Thanks for letting us know - are you really going to claim for last 20 years?

[mfm]

just to let you know,lodged claim today at small claims for £705.00,so will let you know the hearing date.Keep you posted.

[mfm]

received cheque from airdrie yesterday for £705.00, they said it was a gesture of goodwill. Still 2 more claims to go. Yipppeee!

[katcris]

Advise and help needed!!!... I am claiming £2070 from airdrie savings bank, i have now received a reply from my second letter to them claiming all charges, they have told me until the OFT publish their findings they consider their charges to be fair and reasonable (aye right) and are unable to refund my request for bank charges, this will be reviewed once the OFT publish their findings. I am on the verge of giving up, i am so frightened of the thought of small claims court, should i go ahead? what will happen if i lose?

[allybee13]

Hi Katcris

 

It might be worthwhile starting your own thread, but in the meantime I'd suggest that you might want to try using the Financial Ombudsman Service (FOS) if you're worried about going to court. Their service is free to you but they charge the bank £400 for the privilege of being investigated.

 

Good luck!

[mikeb1]

Hi katcris

 

they are bluffing get the court forms and start your claim now!

Don`t claim any more than £1500 sue them from the begining

of your back charges,then sue for the other £500 odds once they

pay you out for the first lot.You will win,but be well prepared.

[katcris]

Thanks for that, do I download the forms from their website??

[katcris]

Sorry about that :o you can tell I'm new to this, I know I need to get the court forms from the court but I thought you could only claim £750 at a time??? Do I downloand the forms for the (FOS) from the website??

[mikeb1]

HI

KATCRIS

 

yes you can download the forms from this site in the templates library.

 

there is a way to sue for 1500 but not sure exactly were the thread is

 

you`ll just have to read through the the scottish thread and you`ll find

 

it.Not sure but I think you me be liable for the banks court fees if you had

 

to lose the case,when claiming the 1500.But spend the next couple of days

 

reading the threads.Hope this helps and good luck.

 

mikeb

[katcris]

Thanks mikeb1

 

I've beenn advised to pass my claim over to Ombudsman because of the amount i am claiming, i'm still reading through all the threads so i will keep you posted.