Jump to content


Lowell Powell debt collection/old shop direct defalut


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4247 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

nope

 

get reclaiming.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Replies 122
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Posted Images

Hello

 

 

i have recently come back and i have recieve a letter from lowel for 175 pound... for unexisting payments, 120 of that is for cancelation fee's. i told my bank to cancel the account when the money had been taken.. now i have come back 3 years later i have a different bank and a letter on my door saying i owe money?

 

I cant get a statement due to my bank doesnt have an account for me anymore... I have never had a contract phone with 3 befor as reception is poor...

 

what will happen ? they have said they will investigate it... does that mean go down my history ? i.e bank accounts and so on ? take me to court or what because im not even sure its my debt i think it could be identity fraud from a old statement.

Link to post
Share on other sites

please start a new thread

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

They could but recorded delivery would mean the

letter being returned to you marked refused or

uncollected.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Technially yes DNs are generic and copies as such are

not kept, a DN which is faulty and can be corrected and

reissued.

 

All the creditor needs to qoute is DN sent on XXXXXX.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • 2 weeks later...

with regards to 2 other defaults on my profile :

Orange phonebill

0 @ £ 0 (Monthly) Status Settled

Current Balance £ 0 Start Balance £ 0

Credit Limit £ 0 Default / Delinquent Balance £ 119

Start Date 23/08/2006 Date Updated 08/01/2008

Date Last Delinquent Date Satisfied 08/01/2008

Default Date 12/09/2007

 

and a Newlook store card:

0 @ £ 0 (Monthly) Status Settled

Current Balance £ 0 Start Balance £ 0

Credit Limit £ 125 Default / Delinquent Balance £ 161

Start Date 07/04/2006 Date Updated 07/10/2008

Date Last Delinquent Date Satisfied 07/10/2008

Default Date 22/06/2008

 

would it be worth sending them a SAR too?

Link to post
Share on other sites

well there could be reclaiming to do

 

90% of cat cards are littered with £12 PENALTY charges

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sar the oc

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

sent

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

time to do som reading up me thinks

 

this is a self help site too.

 

we'll up that bridge if it happens

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

failure to comply letter

in the library green tab up the top.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 2 weeks later...

I have finally received my SAR ...

There's about 3 inches worth of paper though ,

 

am I correct in thinking that the only bits I need are at the front black background , white writing ?

 

Have noticed lots of "administration " charges of £12 even one for £100?!

Also the default notice says August 2010 when on my credit file it shows December

 

I know I'm slow and I've read till my hearts content on here ,

i just want to make sure I know what I'm doing properly .

 

A spreadsheet from here , but what about interest charges ?

 

Thanks in advance

Link to post
Share on other sites

fill this out for every admin/letter/phone/debt management/ any 'fees'

 

it will automatically calc the interest so o need to enter any of those

just enter their int rate in the top box.

 

CISheet v101.xls

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

should be on the statements

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

yes!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...