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HSBC PPI - help me keep a civil tongue


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Took out an 8k loan in 2001 with the hongkongs.

 

Have recently applied for a SAR with the obvious response of 'we only hold records for 6 years'

 

Do i still have a chance of recovering my records or is this too long now?

 

I still hold some personal records from that time but they might be incomplete

 

TIA caggers

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urm......

 

 

we have known the to hold info far beyond your dates

 

failure to comply letter time?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for your reply

 

did you mean '"we have known [insert institution] to hold info far beyond your dates ...."?

 

And does this mean the compliance of responding or supplying the records? their response letter was sent 2 weeks after my first enquiry.

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Hi

I rang HSBC today as another Cagger had successfully obtained some information from HSBC microfiche records.

 

However today they told me that they hold no transaction data older than 6 years all destroyed including microfiche.

 

They do hold some data older than 6 years as I received copies of agreements from the early 1990's that set up flexiloan account , but they sent those to me as part of the SAR.

 

Have you tried your branch as I have heard some can be helpful?

 

I am stuck with mine as I don't have anything to prove I paid PPI , but just as I writing this am wondering who the insurance was with and whether they may have something. I had a similar situation with Barclays but Barclays Insurance were very helful, unfortunately my loan predated their records which started in 1998, but they suggested I try my branch. different bank but worth a try.

 

I will post of I have anything useful to add

 

Good Luck

 

W

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