@asklloydsbank Lloyds TSB Accounts showing as open on Credit Files

[nogbloke]

I got into bother when I broke up with my partner 7 years ago and accumulated a number of debts of which two were Lloyds credit cards. All the other debts defaulted me therefore have dropped off my credit file but the Lloyds one's did not default me. I paid both accounts off, the last one in December 2010. I recently obtained a copy of my credit file and the Equifax file is still showing the two Lloyds accounts as being open, with credit limits and as being at nil balance. I never receive any statements or correspondence from Lloyds TSB to suggest to me that the accounts are still open on their systems. The trouble is that the file also shows that I paid off over the previous 5 years by way of an arrangement. Can I get these accounts removed from my credit file as any potential lender will see that I have had "previous" and may decline any application?

Many thanks for any advise...