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RDP v's HSBC


robdprince
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Hi All,

 

I sent my prelim request to HSBC on 28th August asking for £1168 back. 2 weeks passed and I didn't hear a peep so sent my LBA on 12th Sep. Finally got a response from HSBC on 22nd Sep. Said the usual, the charges are fair, and if it went to court they'd win, however to end the matter they are offering £1020 refund. Not bad really, only £148 short of what I asked for. I've been very tempted to accept it to be honest, but that's what they want so have written back today saying I'll accept it as a partial refund and have given them until 2nd Oct to refund the full amount before starting court action.

 

What do people think my chances are of getting it all back without going to MCOL??:)

 

Keep it up everybody!

Barclays

Data Protection Act Request Sent 13/06/06

Statements received 20/06/06

Request for repayment sent 22/06/06

LBA sent 07/07/06

Claim sumitted 22/07/06 £2510.86 total

Claim acknowleged 08/08/06

AQ returned 06/09/06

Court Date set for 22/12/06

MBNA - £348 settled in full

HSBC - £1168 settled in full

cahoot - £100 settled in full

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Hi RDP.

Well done, you did the right thing!

To your chances, I would say 50/50. Some people get it without MCOL, some dont. But dont worry, MCOL is a walk in the park and the last straw. I went through, and if I can, everybody can. Just stick to your time table and the advice given on this website, THEN you cant loose!

 

Please tip the scales at the right, if you think its helpfull!

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Having accepted HSBC's almost full offer as partial repayment and giving them until 2nd Oct to pay up in full, I have today recieved an offer of the full amount in full and final settlement :D. The money should be in the bank in 7 days. Delighted, if only Barclays was so easy!

 

Donation on it's way, keep up the good work guys.

 

Cheers.

Barclays

Data Protection Act Request Sent 13/06/06

Statements received 20/06/06

Request for repayment sent 22/06/06

LBA sent 07/07/06

Claim sumitted 22/07/06 £2510.86 total

Claim acknowleged 08/08/06

AQ returned 06/09/06

Court Date set for 22/12/06

MBNA - £348 settled in full

HSBC - £1168 settled in full

cahoot - £100 settled in full

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