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Could PPI get my Bank Charges case going again?


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Hi, I have a stayed bank charges case. The same bank also mis-sold me PPI and are paying out for that. If I can show that the bank charges were in part caused by the level of repayment to the Loan would I have a new angle to restart the Bank Charges case? Has anyone else tried this? I remember hearing that we now needed to go after specific charges on an individual basis rather than the previous approach. What do you think?

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Hi

 

Since the court case I think that if these charges are on a current account, a claim is pretty much a non-stater.

 

You should be receiving interest on the ppi payments which will give you some compensation though.

 

ims

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1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

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5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

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Hi Ims21

 

Thanks for replying so quickly :-)

 

Is there another tack - the bank in question have taken a long time to respond to the PPI complaint, so I can go to the Ombudsman.

 

Could I ask the Ombudsman to consider specific bank charges as well?

 

It wouldn't be all of them, but it would be a start...

 

Does anyone else have any thoughts on this or am I clutching at straws?

 

keytar

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Hi Ims21

 

Thanks for replying so quickly :-)

 

Is there another tack - the bank in question have taken a long time to respond to the PPI complaint, so I can go to the Ombudsman.

 

Could I ask the Ombudsman to consider specific bank charges as well?

 

It wouldn't be all of them, but it would be a start...

 

Does anyone else have any thoughts on this or am I clutching at straws?

 

keytar

 

In my view you can ask for anything...whether you get it is another matter.

 

I personally don't think you'll succeed with the charges bit.

 

Regards

 

ims

If I have helped you please leave me a message by clicking my star

 

1. Single Premium PPI Q&A Read Here

2. Reclaim mis-sold PPI

Read Here

3. Reclaim Loan & Credit Card Charges Read Here

4. The CAG Interest Tutorial

Read Here

5. Feel Bullied by Creditors or Debt Collectors?

Read Here

6. Staying Calm About Debt

Read Here

7. Thinking of a Full & Final Settlement?

Read Here

 

How To Upload Documents To Cag

Instructions

 

I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE

 

 

 

Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

 

If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon

 

If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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