Urgent help needed!!! >>> nationwide accepted then declined!!!???

[Piercy75]

HELP!!!

 

Hi all, Nationwide accepted in principle my girlfriends loan application for £8,500. She signed the agreement and posted them back wage slips etc as was requested. However, they have now declined the loan because they say she doesn't have enough disposable income. The repayment was £407.99 a month over 24 months. She earns £1,285 a month but after rent, council tax etc they've said no - based on disposable income.

 

Now, they've said she can appeal if she comes up with some more supporting information. We have thought about about a joint application but I have 3x defaults on my credit file with Experian. I earn a good wage and we can easily make the payments. Would they accept our application?? I've had 7 searches in the past 3 months aswell. But would my earnings cover it? Or should I just make up my address details etc in the hope the don't come up with anything negative???

 

Any help ASAP is VERY appreciated!!!! ... PS: The Nationwide are ringing us tonight to discuss!!

[dx100uk]

p'haps they are correct

 

i certainly would not lie either.

 

dx