harassment claim, valuing it for settlement. please advise

[keepgettingstronger]

just wondering in a nutshell what value on over 2 years of harassment and debt collection from a bank, they harassed someone who is vulnerable and unwell, were aware of this, told by doctor to stop over 2 years ago, they continued, on a mistake with claimants account that they created themselves. doctors evidence and harassment claim submitted and full details of everything including collections letters, phone calls, etc.

 

the claim was submitted for 5k. they sent the claimant a settlement proposal of cancelling the 1k overdraft, and cancelling nearly 1k in charges (which are hotly disputed and have been shown to be wrongfully pursued for), and gagging the claimant, and preventing any further counterclaims or claims for this issue. also the claimants costs were not addressed, they're over 1 grand.

 

could claimant come back with "it's not acceptable", and go for 1 grand in costs, 1 grand for personal injury, (it was a harassment PI claim), in addition to the 1 grand they're offering to cancel the overdraft and the charges that was in dispute, and to remove any default notices.

 

would the judge back something like that? or are harassment PI claim payouts usually low, like 500-1000 quid?

 

 

trying to value the claim based on your experience, i would be grateful for your advice.

Edited April 10, 2011 by keepgettingstronger

[keepgettingstronger]

bump, can anyone reply?

[raydetinu]

If the proposal has not been accepted then yes say you want more to settle the claim and state the reason.

the idea is to settle before you go to court, and it seems they are keen to do that.

So if you dont ask you dont get, give it a try.

[keepgettingstronger]

Bump any more opinions?