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'V' v HSBC


grizzly
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Has anyone been asked to payoff their overdraft since beginning the procedure to reclaim unfair penalties? I have!

 

I opened a new account with different bank, transfered all dd/so's etc and paid a monthly amount to HSBC to keep my overdraft from going over the arranged figure. I then got a letter asking me to pay off my overdraft, so I responded by saying if they would care to refund the unlawful penalties as requested I would be more than happy to pay off my overdraft. Got a phone call, saying that their decision had nothing to do with my claim over unfair charges and that they wanted promise of overdraft being paid off. I must have said "please put this in writing" 5 times, during which she continued to speak right over the top of me, on the 5th repartition I hung up!

 

Not sure where I stand with this legally, so any help out there would be welcome.

 

Good luck all

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