FSA should offer Welcome finance customers compensation like db mortgages - ! Calling all troops !

[danukindebt]

Is this enforceable guys?

 

Seems alot of excitement about cattles going down, assume my debt will be bought by RBS or llyods, so a bank I own will be charging me 22% apr on a secured loan, mental or what, surely I should get credit association rates on it now. I can only hope/dream

 

[andie_303]

sorry i can't see the agreement - it keeps crashing my system

[danukindebt]

andie 213kb , are you on a zx81 with 28kb connection

 

http://www.atees.co.uk/piccys%20cca/welcsmall.jpg

[andie_303]

andie 213kb , are you on a zx81 with 28kb connection

 

http://www.atees.co.uk/piccys%20cca/welcsmall.jpg

 

 

sorry even using the link I can only see the very top of it - hopefully someone else can see it and let you know

[danukindebt]

Here is my annual statement for 2010.

 

I have never missed a payment yet they have charged me a failed dd fee.

 

looking at the statement the july 09 and aug 09 payments have been made, so whats all the stuff inbetween these dates????

 

Double checked my bank statements and I have not missed any payments.

 

Also none the balances on the right dont add up???WTf

 

Comments please, before i fire a letter off

 

 

ctrl and + zooms in

 

Edited June 21, 2010 by danukindebt
added a bit

[082stewie]

Its total crud!

 

I cant seem to find a decent letter to write to these people, I dont know what acts to quote. I did however ask for a breakdown of costs that make up for the charge.

They didnt reply to that section of my complaint.

 

What is wierd for Welcome, is the speed in getting back to me. It was just a few days and I had a reply. Are they upping the game?

 

If anyone has a good template for this, post it up and lets give it a go.

 

Stewie

[dx100uk]

hit them for the default sum int fee too

 

dx

[danukindebt]

HI all

 

I see in the news the fsa have fined db mortgages and ordered them to pay compensation to its customers.(expecting £400 )

 

http://www.fsa.gov.uk/pages/Library/Communication/PR/2011/025.shtml

 

They have been overlending, not giving proper advice, excessive charges etc etc

 

Now surely the same would apply to welcome finance without a doubt.

 

I call upon all welcome finance customers to email the fsa and request redress.

 

!!!! Template email needed !!!!!

 

The email address is consumer.queries@fsa.gov.uk

 

The no cca/dodgy cca route is dead, this is the next attack

Edited February 25, 2011 by danukindebt
thoughts

[flower2]

Yeah I agree also would it not apply to Acenden

[danukindebt]

Lets hope so, but if you say nothing then nothing will be done. Complain to the fsa.

 

http://www.moneymarketing.co.uk/mortgages/more-sub-prime-firms-face-fsa-action-after-%C2%A3840k-fine-for-db/1026633.article