Default Notice

[Stopthethieves]

Hi,

 

Is a default notice served correctly if sent to an address that the company in question know that you don't live at AND they know the address you live at because you informed them of a change of address?

 

Regards

[dx100uk]

not really no

 

might be other issues

 

scan it up

 

dx

[Stopthethieves]

Not able to do that. I'll expand on the information.

 

2 Flex Accounts (Both Defaulted)

 

1st Account Default Date on Letter 19th May 2006 for £313.37

Resolve by 12 Noon, 29th May 2006

Addressed to 1234 Any Street, Anytown

 

 

2nd Account Default Date on Letter 27th September 2006 for £320.13

Resolve by 12 Noon, 11th October 2006

Addressed to 5678 Dumb Avenue, Dumbtown

 

Both accounts became overdrawn due to failed so/dd, they were both at £0.00 prior to the bank causing unauthorised overdrafts.

 

On my CREDIT FILES from August 2006, linked address dated 04/09/2005 links Dumbtown address to Anytown address. EXPERIAN

 

On my CREDIT FILES from August 2006, both accounts are listed under Anytown address. EQUIFAX

 

 

So, 1st Default..problems with Date on letter to resolution date??? ............................................................................................................ 2nd Default sent to Dumbtown address even though they know I live in Anytown, surely not valid???

 

 

 

So have I been served the 2nd Account default notice if they know I don't live at the address they sent it to? (I only have it cos my ex's friend lived in the same block of flats)

 

 

 

ALSO, have letters off BRYAN CARTER SAYING 'COURT PROCEEDINGS WILL BE ISSUED ON 23 MAY 2007 WITHOUT FURTHER NOTICE TO YOU IF PAYMENT IS NOT RECEIVED AT OUR OFFICE BEFORE THE ABOVE MENTIONED DATE'........ is this acceptable if they haven't taken me to court???

Edited July 7, 2010 by Stopthethieves
Further information found