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Issuing Court claims info please


JB9876
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Hi

I'm asking some real basic questions I'm afraid and should know the answers but not been keeping up to date lately due to other personal factors but I need your help urgently please...

When a loan/credit card co takes you to court should they already have a copy of the CCA and default before they issue the claim?

If they should but don't have these to produce would you (or rather the Courts) consider this an abuse of Court processes?

I have a feeling that things may have changed since the legislation that an actual signed CCA need not be produced but a copy acceptable (may be completely off the mark here) - if this is the case what about this in the case of an original claim in 2007

Any insite to this would be very very very appreciated

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