Ratio Money Scam - What do I do if bank has already been sued?

[mikek]

Dear All,

 

I am in desperate need of your advice.

 

I have discussed this case in a different post, but now I have the full picture having spoken again to solicitor.

 

I paid Ratio Money to Audit a CC agreement. They passed it on to Emmetts who found (the usual) problems in APR. Passed on to solicitor and barrister. They sued based on Emmetts report. Then could not get expert statements to support emmetts calculations. Solicitor contemplated changing the case from miscalculated APR to illegible credit agreement, but it turns out that they did not in the end. Case put on hold pending the High Court case in December. Now Ratio Money went into administration and Solicitor wants to drop the case following further barrister advice that claim stands no chance. Alternatively they advice to find another solicitor

 

My questions are:

1) Would any solicitor take such a case on a CFA?

2) I paid ratio money fee by credit card. Can i claim the fee back since i am now told by solicitor that the case stands no chance?

 

Many thanks