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Been Blindly Paying Matrix then Harrington Brooks DMC for years - help


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dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A week on, and still no CCA from Lloyds TSB and no more letters from Apex requesting settlement :).

 

I have opened a fully fleged flex account with Nationwide, which I have taken as a positive and am now ready to take on Halifax

- well Intellegent Finance (which I believe are part of Halifax),

 

just in case they decide to take money from my account for the loan without my permission,

I am actually going to close my Halifax account.

 

although I have not heard anything from Blair Oliver Scott for several months concerning this debt (£8000),

what do you think I should do,

should I contact them and request a copy of my CCA

should I leave it till they find me.

 

Tracy

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sit tight for now

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 3 weeks later...

Hi DX

 

Just a quick update - still no news from Lloyds TSB and I haven't heard anything from Blair Oliver Scot for IF or Capital One.

 

Should I still sit tight regarding the BOS and Cap One?

 

Should I see it as good news so far concerning Lloyds?

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  • 1 month later...

DX - Apex - who have my lloyds tsb bank loan - have started contacting me again, they have heard from lloyds, but have not written to me to tell me what lloyds have said, but told me over the phone that lloyds can only provide bank statements - I asked them what does that prove, I need the original credit agreement - which it appears they don't have, they said they will write to lloyds again - what do I need to do - these people are all vile - I know they are only doing their job - but they are idiots.

 

Can you please point me in the right direction, as to which letters I need to be sending to them.

 

Thanks

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they are pressuring you

 

please stop answering the phone to all of them!

 

wait for them to send letters.

then we will deal with them

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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ok - but I am receiving letters as well as phone calls. Apex is the only compnay that I have requested a credit agreement from, and they don't have it. Credit Solutions are the nasty ones, so I think I should follow the same process as Apex and request credit agreement.

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correct

stay off that phone

just state everything in writing please and hang up

 

you are under NO legal obligation to converse on the phone

 

they are a DCA they are NOT bailiffs...they have NO LEGAL POWERS

 

ignore them

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

until /if people send a valid CCA, those that you have sent the failure to comply letter too, you can safely stop any payments.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

tidied and renamed and moved thread to lloyds forum

 

dx

siteteam

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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