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Lisa1977 V Argos Storecard


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If the statements list your limit at 1000K how do you know its 750?

 

Thats a rhetorical question and all i can say is what does it matter?

 

If they have charged you then it matters not what your limit was in that the chagres are unlawful and can be reclaimed.

 

The statements would come in very handy in court though when you produce them and they have 1000 all over them.

 

So in essence claim the charges back.

 

JMHO

 

GLenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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is this posted in two places as im sure i replied to this?

 

GLenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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It would of affected the amount of money I have paid out in over limit charges over the years.

I was ALWAYS going over my credit limit & if they had my credit limit at £1000 then it wouldnt show as being over my limit, so they could of got away with all the overlimit fee's they bunged on top, which were not listed on original print off style statements they sent.

 

Suprise suprise though, looking at my real statements that they have now sent through to me - What I am claiming for is completely different.. & yes, my credit limit WAS £750, so somethink weird happend with the 1st lot of info sent to me! :?

:D :D :D :D :D

 

Halifax Bank Account.. Sent 1st letter, to calim ££ on 08.09.06 - Recorded Delivery. LBA Sent on 22.09.06, Moneyclaim form sent on 10.09.06

 

Halifax Visa Account.. Sent 1st letter to claim ££ on 08.09.06 - Recorded Delivery - Recieved a letter on 21st September to say full amount will be refunded -- £240.00-

 

Argos Card Account.. Pending.

Egg Card - Pending

 

DESPIT MY ATTEMPTS TO DONATE TO THIS SITE I DO NOT HAVE A PAY PAL ACCOUNT - JUST TO LET YOU KNOW I HAVE TRIED !

 

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  • 2 weeks later...

Ok Argos letter got sent on Tuesday...

 

Have just had Egg statements.. £100.00 so all in all from Halifax, Argos & Egg I am looking at just over a grand with charges.

:D :D :D :D :D

 

Halifax Bank Account.. Sent 1st letter, to calim ££ on 08.09.06 - Recorded Delivery. LBA Sent on 22.09.06, Moneyclaim form sent on 10.09.06

 

Halifax Visa Account.. Sent 1st letter to claim ££ on 08.09.06 - Recorded Delivery - Recieved a letter on 21st September to say full amount will be refunded -- £240.00-

 

Argos Card Account.. Pending.

Egg Card - Pending

 

DESPIT MY ATTEMPTS TO DONATE TO THIS SITE I DO NOT HAVE A PAY PAL ACCOUNT - JUST TO LET YOU KNOW I HAVE TRIED !

 

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Morning all.

 

I dicovered yesterday that I have sent the LBA as the 1st letter to Argos in error. As it was headed 'Credit Card/Store Card letter' & it was the only one I could find in templates library I sent it. I did the same for my Halifax Visa Account - but that one doesnt matter now as they have offered me a full refund.

 

What do I do about Argos ? Do I have to start all over again ? Or is it possible just to sent the 1st letter now ?

 

I knew I would mess it up - !

 

Thanks In advance

:D :D :D :D :D

 

Halifax Bank Account.. Sent 1st letter, to calim ££ on 08.09.06 - Recorded Delivery. LBA Sent on 22.09.06, Moneyclaim form sent on 10.09.06

 

Halifax Visa Account.. Sent 1st letter to claim ££ on 08.09.06 - Recorded Delivery - Recieved a letter on 21st September to say full amount will be refunded -- £240.00-

 

Argos Card Account.. Pending.

Egg Card - Pending

 

DESPIT MY ATTEMPTS TO DONATE TO THIS SITE I DO NOT HAVE A PAY PAL ACCOUNT - JUST TO LET YOU KNOW I HAVE TRIED !

 

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