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I have a bad credit raitng which is slowly being repaired. All of the existing debt that is owed is coming up to 6 years old. any new debt has been properly maintained. I am currently with the Bank of Ireland )I have an account with them for over 20 years and no issues or non pament), and wanted a Debit Card...I just want to be able to use what is in my account I dont want or need an overdraft. Bank of Ireland truned me down and then looking up the net someone suggested a basic coperative account as they give you a debit card and a direct debit facility.

 

I applied and got rejected by them because of my experian report. Is there anywhere out there that you can get a basic direct debit/debit card account.

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Hi,

 

You might find one in here...........

 

http://www.consumeractiongroup.co.uk/forum/general/13832-do-you-need-parachute.html

 

Regards.

 

Scott.

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