Warms vs NatWest ** WON **

[Warms]

Another Stuart Higley letter arrived today:

 

"I regret that there is little that I can add constructively to my last letter and note your proposed course of action. I have alerted our lawyers and litigation department accordingly. May I please remind you that the address to use when initiating legal documents is that of our Registered Office, below. Thank you for letting me know of your intentions."

 

I think we now have to wait till the 14 days we gave them are up before we continue. Am I right?

[orfoster]

No hes now told you to sod off and has responded within the 14days, you can now proceed onto the next stage. Good Luck

[Warms]

Wasn't sure about that, so thanks orfoster

[Warms]

I have a question:

 

Is it just me or do NatWest always ignore the fact that they've been sent a S.A.R. which asks for much more detailed information than the copy statements they send (in my case even those being incomplete)?

 

If I wanted to take them to court for non-compliance (their 40 days are up on the 17.09.) do I have to physically go to court as described in the FAQs to do so?

 

:-?

[Warms]

want to bump this one up as I'd really like to hear any opinions out there: has anyone managed to get all the DPA info out of NatWest? PM me if you prefer...

 

Thanks

[Guest NATTIE]

Warms- I will answer this with my personal opinion and that is very few get the Full SAR, many seem to be settling for just statements.

[Warms]

Sooo...

I've printed the Information Commissioner's Office complaint thingie off their site, copied all the letters that went back and forth...and am sure this won't be classed as "a letter" according to the new mail prices anymore Thicker (!) than 5 mm for sure.

Moneyclaim will be started on Monday.

 

Stuart Higley, eat my digits

[barracad]

want to bump this one up as I'd really like to hear any opinions out there: has anyone managed to get all the Data Protection Act info out of NatWest? PM me if you prefer...

 

Thanks

 

Don't know if I got all the info from Natwest but I got several pages of notes in addition to the statements.

[Warms]

Don't know if I got all the info from NatWest but I got several pages of notes in addition to the statements.

I got nothing, only incomplete statements.

[Warms]

Never mind the question I had.

I can be so dim...

We've filed our MCOL...

[orfoster]

I have had a full SAR request from NWest only cos i want a loan agreement from them that they "cant find". I had about 7 big packs of info sent to me on my whole account. They sent it to the WRONG address to somewhere i have never lived but thats another story, i would send them a letter to the address Retail Regulatory Risk dept in Edinburgh asking for a full SAR and they will comply, after all you did pay for it!

 

Good Luck

[Warms]

Having issued our claim via MCOL I thought I'd send NatWest's litigation dept. another list of charges. This is what I've come up with:

 

National Westminster bank Plc

-Litigation Department-

135 Bishopsgate

London

EC2M 3UR

 

13. September 2006

 

Schedule of claim for charges

 

Dear Sir/Madam

 

Account number XXXXXXXX

Claim number 6QZ62756

 

Referring to my claim issued on 12. September 2006 (claim number 6QZ62756) please find enclosed a detailed schedule individually listing all charges and interest levied from my account with the account number XXXXXXXX.

I would like to draw your attention to the fact that the attached schedule includes the account number (XXXXXXXX) and sort code (XX-XX-XX).

 

Yours sincerely

Warms

 

By doing this I want to keep Cobbetts from asking for these details at a later date. I know it might not work, but who knows, it maybe will. I am, after all, sending it to NatWest's litigation department.

 

What do you think?:-|

 

Also: got letter from Northampton County Court telling us our claim will be deemed to be served on the 17th September.

The wait...

[Guest NATTIE]

Sounds like everything is going well. Good Luck

[Warms]

They have until the 12th to file defense.

I have been doing some more reading in this forum today and must say I find it incredibly frustrating that the courts seem to be letting NatWest get away with filing late, in one case over a week late! Spells corruption to me.

 

I have a question: Do I have to send any papers to the court in Northampton (no one has asked for anything yet) or do I wait until I hear from our local court?

[Warms]

Meh...they filed defense yesterday...looks like the wait will be a longer one:mad:

[Warms]

Today we received their defence and the CPR Part 18 request.

 

We'll send them the reply Martin suggests.

 

Can anyone tell me why this is still with Northampton County Court:?:

 

Anyway, will be busy today so will sort everything tomorrow and post on Monday.

 

Comments from you people out there are welcome!

[Warms]

We've returned the completed AQ with the £100.- fee. Also included copies of the letters we sent to NatWest and a list of the charges.

 

Cobblers got a "don't think so" reply to their CPR18 request, a copy of which was sent to the Court, too.

 

It's our local County Court now, we received a "Notice of Transfer of Proceedings" a few days ago.

[Warms]

We received the "Our client therefore objects to your allegation that the Request is intimidating" letter today.

[weebag]

Ahhh, it seems we are at the same stage.....

 

Good luck...

wee

[Warms]

Thanks, weebag:D

 

Today we received an offer: £900,- if we don't tell anybody and withdraw our claim.

Don't think so!

[Warms]

Cobbetts LLP

Ship Canal House

King Street

Manchester

M2 4WB

Claim No: XXXXXXXXX

Account No: XXXXXXXXX

Sort Code: XXXXXX

Response to settlement offer

 

Dear Sirs

 

Thank you for your letter dated 25. October 2006.

I respectfully decline your client’s offer of settlement and request, once again, that they return to me all charges imposed on this account (currently £XXXX.XX) plus further costs that occurred by claiming these charges back (£XXX,-), totaling £XXXX.XX.

 

Once a cheque for the full amount has been received and cleared, I will notify the Court.

 

 

I trust this clarifies my position.

 

 

Yours faithfully

Warms

What do you think?

 

 

 

[katesage]

Dear [named sender or Sirs]

 

Thank you for your letter dated xx/xx/xx

 

I respectfully decline your offer of settlement and request, once again, that you return to me all charges imposed on this account, interest and court fees totalling £xxxx

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder.

 

I will be willing to withdraw my claim upon receipt of unconditional full settlement of my claim.

 

I trust this clarifies my position.

 

Yours faithfully

 

Just so you can include the part about accepting only if you pursue remainder.

 

good luck, (sent mine last week)

[Warms]

Thank you Kate, I'll use your letter

[BankFodder]

Cobbetts LLP

Ship Canal House

King Street

Manchester

M2 4WB

 

Claim No: XXXXXXXXX

Account No: XXXXXXXXX

Sort Code: XXXXXX

 

Response to settlement offer

 

Dear Sirs

 

Thank you for your letter dated 25. October 2006.

I respectfully decline your client’s offer of settlement and request, once again, that they return to me all charges imposed on this account (currently £XXXX.XX) plus further costs that occurred by claiming these charges back (£XXX,-), totaling £XXXX.XX.

 

Once a cheque for the full amount has been received and cleared, I will notify the Court.

 

 

I trust this clarifies my position.

 

 

Yours faithfully

Warms

 

What do you think?

 

 

 

Fine - but why the part about respect? It's rubbish

[Deller]

Too right BankFodder, they certainly havn't show us any respect by ripping us off all these years!!