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Help with Littlewoods Debt - Debt Collectors on my case?


ash213
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Basically have a littlewoods account, purchased some thing months ago for £20.

 

Sent £20 in post via cheque.

 

Recieve letter + interest claiming I havent paid (cheque must of got lost in post?)

 

I write to them explaining situation and include another cheque for £20.

 

They cash cheque and send another statement with more interest on the original interest. (I had originally asked them waiver the interest charge but they ignored me)

 

Every month since I have had another statememnt with more interest and its soemthing daft like £80 now.

 

In addition I have had debt collector letter and phone calls from A debt collection agency which I have ignored.

 

What shall I do? Littlewoods keep ignoring my letters with regards to the fact that my original cheque must of got lost in the post.

 

Have I got a leg to stand on?

 

Im really worried now.

 

Thanks

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Have you got the cheque stub in your book? Can you check your statements to see if that cheque was ever cashed?

 

Try the CAB or National Debtline. They generally give good advice:

 

Citizens Advice website

 

National Debtline – Free, Confidential Debt Advice – Call 0808 808 4000

:!: -Any advise I give is based purely on my own experience. It should not be solely relied upon as I am NOT a legal expert and any major decisions you make should not be based on my opinion alone -

HFC Bank - Davey vs HFC

Barclays - Monthly payments made

Cahoot - Agreement received, awaiting 2nd agreement after DCA.

MBNA1&2 - Agreements received. (Currently in limbo)

Halifax - Davey vs Halifax/Cabot

MINT - Davey vs Mint

Amex - Davey vs Amex

Cap1 **WON** £1,500 Written Off Davey vs Cap1

 

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