Thanks to the CAG I had a bit of fun today!

[colour-me-happy]

A funny thing happened today, thanks to the knowledge I have gained from here....

 

Before my recent success with the Halifax I opened a parachute account and transferred everything, except the Halifax couldn't seem to grasp that I had a new account elsewhere and continued to try and take my mortgage payments, obviously there is no money going into that account so I have accrued more charges, but hey I WILL get them back, anyway I am now 4 months in arrears, the money is safe in my new account so no big deal really.

 

A woman from a Debt Management (not collector ) company called me last week and said she needed to come to my house to "discuss" my problem, so we arranged a time and she came, I handed over a cheque for the full amount and she got out her clip board and started to get a financial statement off me, this is where the fun began, everything she asked, such as NI number, income, outgoings, name of employer etc I just said "don't know" she was getting a bit frustrated and I was getting more amused, eventually she said "you really need to give me this information" and I said "but am I legally obliged to though" her face went a funny shade of red and started shouting about how I have wasted her time.

 

I pointed out that she needed to collect the money anyway so it wasn't a wasted journey and the steam started coming out of her ears then and she said I could have posted it, so I pointed out she has saved me the cost of a stamp and envelope! I know it was a bit cruel but I couldn't help myself!

 

I said to her that the Halifax have made my life a misery in the past due to their charges and that was why I have such a negative attitude towards them.... then she started going on about all these "deluded" people who think they can claim back their charges when they agreed to them in the first place:-x so I made her even more mad by telling her about my successful claim:D

 

If it wasn't for all the little details I have found out about on here I would have sat there like a sheep telling her what she wanted to know, so thanks!!

[nona]

Well done:D

[colour-me-happy]

Thanks

 

I know it's very sad but it made me laugh

[nona]

yeah, me too,

the fact that people are starting to get irate means we are getting to them, i think..haha:D

[welly]

PMSL LOL LOL LOL:D :D Oh I wish you had taped that I would have paid good money to see that lol.

[AdrianH]

Quality

[elsinore]

Lovely story c-m-h.

 

It's all about empowerment, isn't it?

 

Elsinore