Marks & Spencer Store Card

[nancyspain]

Hi

I had one of these store cards taken out about 18 years ago. I got so fed up with them hounding me that I cleared the account in Oct last year. I know there were a lot of charges on the account, is it now too late to get these charges back?

[brindles]

Just because your ballance is £0 should not matter.

 

Send them a subject access request, this will cost you £10 and dont forget to enclose your I.D.

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/110--data-protection-act-1998-subject-access-request-.html

 

Once you have the charges, you can then send a prelim letter,

 

http://www.consumerforums.com/resources/templates-library/48-bank-templates/121-bookworm.html

 

hope this help and good luck:)

[nancyspain]

Thankyou so much brindles I will give it a go

[brindles]

good luck and keep us informed,there are some great people on this site,once things get going for you,im sure you will get all the help you need.

 

Dont forget to use recorded delivery.

[citizenB]

Thread moved to the newly opened M&S forum:grin:

[brindles]

How is it going