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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      If you are buying a used car – you need to read this survival guide.
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      Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Credit Card Killer - Buying Agreements

sohiab

By sohiab
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sohiab

sohiab

Posted
  • Author
Posted (edited)

EDIT

 

I think the benefit here is it's instant and liability transfers to them so you can wash your hands of any debt. Though I wonder how this would effect your credit rating and how the lender would respond to this.

 

 

 

Edited to remove commercial link

Edited by saintly_1
removal of commercial link
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rory32

rory32

Posted
Posted

Not paying a credit card is highly likely to adversely effect your credit rating.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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enamae

enamae

Posted
Posted (edited)

 

I think the benefit here is it's instant and liability transfers to them so you can wash your hands of any debt. Though I wonder how this would effect your credit rating and how the lender would respond to this.

 

link needs removing as leads to a commercial site.

Edited by enamae
realised left link in

Please note: I have no qualifications in this area and any advice offered is given in good faith.

 

 

http://www.financial-ombudsman.org.uk/publications/Ombudsman-news/40/40_setoff.htm

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rory32

rory32

Posted
Posted

Already reported enamae.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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enamae

enamae

Posted
Posted
Already reported enamae.

 

how about post 6 :eek:. He's posted 8 links so far.I've reported to site but no one is on at the moment.

Please note: I have no qualifications in this area and any advice offered is given in good faith.

 

 

http://www.financial-ombudsman.org.uk/publications/Ombudsman-news/40/40_setoff.htm

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rory32

rory32

Posted
Posted

I reported that as well. It is fairly late in the night and the people who moderate the site do do it in their spare time. It is not a paid position.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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  • 1 year later...
Guest Andy1969

Guest Andy1969

Posted
Posted

I used the services of Basil Rankine and Momentum Networks Ltd t/a Credit Card Killer costing me £5k as at the time I saw no way out and was advised by my IFA and his Agent that this was legal and an alternative to other debt management services.

 

Well its now nearly 12 months later, I hear nothing from them and havent done for more than 6 months. Companies House states the company is no longer trading despite reciving millions through their agency set-up and I'm still responsible for all debts and my credit files couldnt be any worse.

 

I was stupid to trust these people, dont make the same mistake, if it it sounds too good to be true, it is.

 

These people have no idea how to run a business and I'm reporting them to Fair Trading and the police for fraudulant activity.

 

p.s. They are now stating that all previous services are withdrawn, yet no sign of my money back.

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  • 2 weeks later...
pt2537

pt2537

Posted
Posted

Liversidge v Broadbent [1859] - A debtor cannot relieve himself of his liability to his

creditor by assigning the burden of the obligation to some one else. Novation

required, not assignment.

 

 

Maybe you might have an action in tort against them, depending on your circumstances, for negligent misrepresentation,

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  • 2 months later...
  • 2 weeks later...
Guest Andy1969

Guest Andy1969

Posted
Posted

Well, well, what a surprise - I found someone else who used Credit Card Killer they ended up in court with one of their creditors and despite Basil Rankines assurances that he would be there to support everyone in court. He nor anyone else from Momentum Networks Ltd t/a Credit Card Killer turned up... luckily neither did Barclay Cards lawyers, but the hearing was simply postponed.

 

If you can get out of an agreement yourself, do it - DO NOT DO AS I DID and use the services of Momentum Networks Ltd t/a Credit Card Killer and Mr Basily Faulty, you'll just make Robin Hood richer and you'll be in even more debt.

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Guest Andy1969

Guest Andy1969

Posted
Posted

Well done, you clearly didnt use the services of Momentum Networks Ltd t/a Credit Card Killer... check out their website, it even states they no longer sell previous services. Very probably due to the injunction found against them my the OFT. oft.gov.uk/news-and-updates/press/2010/43-10

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pt2537

pt2537

Posted
Posted
Well done, you clearly didnt use the services of Momentum Networks Ltd t/a Credit Card Killer... check out their website, it even states they no longer sell previous services. Very probably due to the injunction found against them my the OFT. oft.gov.uk/news-and-updates/press/2010/43-10
hell no,
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