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Car damage repair or write off help needed please


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My son's car was badly damaged in a car accident, the garage repair service( his own insurance company reccomended) say they might be able to repair the vehicle, now can my son refuse this and ask for the car to be written off as he wouldn't feel safe driving it again. Any help would be great.

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has the underwriter commented on the cost of the repair in relation to it's value?

it's their call really

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Your son cannot demand that the car be written off since it is the choice of the insurer as to whether to repair or write off.

 

They will go for what the cheaper option is, but I always allow a bit of leeway, so if the cost of repairs is within one or two hundred pounds of the cost of replacement I would ask the policyholder.

 

What you son can do is ask for a cash in lieu of repair settlement, ie they pay him what they would have paid the repairers (exclusive of VAT), then he can sell the car to a scrap dealer and use the combined money to buy a replacement car.

 

Hope that helps

 

Mossy

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