Sorry to hear about your job but many thanks for the Info.Good luck for the future.

Thanks again everyone.

Doc, i think that was the market value quoted, But i took out Gap insurance on my car and i didn't have finance so where would i stand if my car £19000.00 was written off before the three years were up? Thanks for your help,Slipp

My son's car has been written off by his insurance company, they have offered him £8600.00 payment,when he bought the car two and a half years ago he paid £16000.00 for the vehicle but he did take out the Gap insurance on the vehicle. My question is this will the Gap insurance company make up the deficit (from £8600.00 to £16000.00) or just make a payment to finish finance outstanding on the car? Any help would be great thank you and Merry Christmas to all.

Dx, I am just going to the garage to see the repairshop chap and see what he has to say, thank you.

My son's car was badly damaged in a car accident, the garage repair service( his own insurance company reccomended) say they might be able to repair the vehicle, now can my son refuse this and ask for the car to be written off as he wouldn't feel safe driving it again. Any help would be great.

Thanks to everyone who has replied to me, It means a lot that people take time to reply and yes why should the government take my dear old mum's cash keep those idea's coming and merry christmas to all.

Thanks for advice, unfortunately my dear old dad passed away 5 years ago.

Thanks for that advice,I have somewhere to start now. regards Slipp

Hi everyone, Can anybody shed some light on this subject for me as my mum wants to transfer her house over to my brother and myself, she is 83 and it's getting too much of a worry for her, also looking to the future regarding care homes and costs etc. thanks to all.

Hi, thanks for all your reply's keep em coming as i will do a letter later today.Thanks again.

We recentley had a party for my wife's 50th, it was held in a local social club and we paid £50.00 deposit for damage etc. Now we recieved a letter from the Father of the club stating (with photo's) someone had brought a bottle of Aftershock and a small bottle of Whisky into the event for thier own consumption, The father has deducted £40.00 from our deposit as a corkage charge!! As there was no door supervision provided by the social club is it our responsibilty to check guests as to what they bring in? I would like to compose a letter stating my disgust at the fathers Actions any help would be greatfully accepted thank you.

Thanks to all for the good wishes, it is a pleasure to be part of this forum!!!

I have made a donation to the site funds in appreciation for all your help with this matter, good luck to anyone fighting this retail outlet!Dont give up:p....regards the Slipp.

Plumberjon, great advice,We went into shop (did a bit of Blagging) used an authoritive tone ie said i was there to represent Ms so and so gave a brief reason as to why we wanted to end contract hey presto done and dusted 5 minutes!!!!!!!!:grin:. With a full refund as well!! Thanks to all.