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Mortgage Advice needed


freddyj
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Hi,

 

I have an Alliance & Leicester mortgage with no facility to take a payment holiday. I was going to to contact them to say that I can't make the next month (or maybe 2 months) payments.

 

I assume then that they would revise my balance and calculate a new monthly payment.

 

If that was the case, does anyone know how it would be reflected on my credit file? Would it go down as being late, being in arrears or would it be a normal payment marker on my account.

 

Please advise if you can.

 

Thanks

 

FREDDIE

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