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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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First National/GE Money loan rcharges reclaim issued court claim ***WON***


scatz1972
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Do not cross out the full and final-since this forms the basis of THIS case.

You can add your own wording I suggest something to the effect of;

 

 

 

I agee to accept the above offer as full and final settlement of this claim,but reserve the right to further claim any additional amounts that may be discovered at a later date.

In signing,I do so with no pre-conditions including a requirement of confidentiality,since if the matter was decided in Court,I would have no requirement to agree to such conditions.

 

 

 

Make sure you take a copy of it with your adds.

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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hi - oh thanks for others stepping in - my head is full of spaghetti after being in court myself on monday. :) I was just re-reading the thread having missed that you had put the claim in to the court - sorry. Isnt it funny that GE are now answering your claim and paying up. I've never heard of this sending a sealed letter to the court lark - what might that cost them? - surely they need only prove that you have accepted their offer and ask you to confirm your withdrawal of the case against them. }:-)

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Hi - oh thanks for others stepping in - my head is full of spaghetti after being in court myself on monday. :) I was just re-reading the thread having missed that you had put the claim in to the court - sorry. Isnt it funny that GE are now answering your claim and paying up. I've never heard of this sending a sealed letter to the court lark - what might that cost them? - surely they need only prove that you have accepted their offer and ask you to confirm your withdrawal of the case against them. }:-)

 

They are playing safe.

When reclaims started-it was possible for defendants to pay directly into Court-but there was ammendments made to CPR I think in mid 2007 which stopped it.

Off the top of my head I think it was under part 36.

Certainly they are not doing this out of the goodness of their heart.

 

Have a read here;

 

PART 36 - OFFERS TO SETTLE

Edited by MARTIN3030
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Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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I have just realised something and so have come back to post.

If you sign a consent order as full and final-then it will be very difficult for you to apply for costs if it has not been addressed in the consent order.

Maybe this is the main idea behind it.

 

Have you sgned and sent it yet ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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In the order it says:

 

BY CONSENT

 

IT IS HEREBY ORDERED THAT:

 

1) All further proceedings as between the claimant and the defendant in this action be stayed upon the terms set out in the schedule attached, except for the purpose of enforcing or carrying out such terms into effect with liberty to apply for that purpose; and

 

2)Each party do bear their own costs of these proceedings.

 

Then there is the schedule attached

 

1) The claimaint accepts the sums of £ (the settlement sum) in full and final settlement of all claims that the claimaint has against the defendant in respect of the facts and matters set out inthe claimants claim form and particulars of claim and these proceedings generally.

 

2) the defendant without and any admission of liabaility shall pay the settlement sum to the claimant within 28 days of the date of service of this order.

 

3) Talks about the confidentiality - I crossed this section out.

 

I then added the bit you wrote.

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  • 4 weeks later...

Got the cheque this morning :D thanks for all your help!! I will give a donation as soon as the cheque clears.

 

Now to get the default that Aktiv put on the debt removed...I bet GE wish they never sold the debt (which was 100% charges) to Aktiv now :p

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Congratulations Scatz.:D

 

Thanks in advance for the donation and don't forget the survey. http://www.consumeractiongroup.co.uk/

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • dx100uk changed the title to First National/GE Money loan rcharges reclaim issued court claim ***WON***
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