** Are you claiming hardship **

[sea-sidelady]

We are trying to evaluate the current lack of success in Hardship cases.

 

If you have a case in progress, or you have just won/lost one could you post details below. A link to your thread would be good too.

 

It would be good to have such details as,

 

What stage are you at,

 

How long has the process taken from applying to where you are now,

 

If possible, could you post any letters or judgments you have received.

 

A link to your thread would be useful.

 

A reminder.

 

Although the banks have a ongoing test case with OFT there are a number of reasons why you should continue to claim at court now.

 

Any older charges (coming up to 6 years) could be lost if you wait for the OFT case to end. Although we believe once you start your claim you should still be able to claim these, don't take any chances. Take your claim to court now and those charges are protected.

 

When the stays are finally lifted, you will be one of the first in the queue to get paid.

 

While the banks are protected by the stays, we the consumer, have no such protection and charges continue to mount up.

For some people this may mean going into default. If it is clear that the default was made in respect of charges and that it was lodged after a charges claim was begun then these users have a really excellent chance of having it removed.

 

Thank you for any help you can give

 

Lex

 

I have posted this in here as there have recently been a few wins with Halifax. So if you have won, and are wanting to, could you add to the thread.

Link here...

http://www.consumeractiongroup.co.uk/forum/cases-stayed-pending-oft/162898-have-you-hardship-case.html#post1748161

 

 

Thanks guys.

[daviet1976]

Here's mine

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/149561-me-hbos.html