Barclaycard reclaiming **SETTLED out of court**

[johnfower]

Their defence is a standard defence, mine said exactly the same. Im still awaiting my court date but yours has come through fairly close by, where as some are quite far away. Im curious to how soon they cough up, if they request you to sign a confidentual agreement you are not ablidged to.

[lickthewallfatboy]

this is the reply being posted off this morning-thought I'd keep it to the point!!

 

 

PO BOX 599

MANCHESTER

M60 3NF

31 AUGUST 2006

Dear Ms Jones

 

ACCOUNT NUMBER 4xxxxxxxxxxxx

Response to settlement offer.

 

 

Thank you for your letter dated 26/08/2006.

I respectfully decline your offer of settlement.The OFT at no time recommended £12 to be acceptable-they stated that this was the point where they themselves would become involved.If a charge does not reflect a true estimate of costs,it is a penalty charge and as such,unlawful.

 

I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with the County Court claim.

 

I trust this clarifies my position.

 

 

Yours faithfully

Mrs LTWF

[BaldyBaldwin]

nice one.

do you mind if i "borrow" it for my claim against sh$#tybank?

regards kevluff

p.s. goo luck

[lickthewallfatboy]

of course not-work away and all the best!!

[Mrgreengenes]

Hi Mrs LTWF, here's a link to my thread regarding Barclaycards offer. What do you think?

 

http://www.consumeractiongroup.co.uk/forum/barclaycard/26073-mrgreengenes-barclaycard.html

 

 

Don't let the fatherless chillen get ya!

[lickthewallfatboy]

they have just writtten to say that their position remains the same

 

oh well-court date aproaches....

[ryjayel]

Hi

 

I am unashamed in my plagarism of your reply to their £12 offer...it is going to them today recorded delivery.

 

My court claim gets filed tomorrow, of which I shall be reminding them in the letter but I just wanted to say thanks for the letter copy!

 

Let me know how its going

 

Ryjayel

[lickthewallfatboy]

do I smell the possibilty of a settlement?

 

Keith Jeremiah has been trying to contact the good lady on the phone and is anxious to speak to her.The court date is tuesday,so I suspect something may be about to give.....

[lickthewallfatboy]

I was right!!

 

Keith Jeremiah rang the good lady about 20 mins ago,and she let me do the takling.He had got hold of all the info on her account,and the grand total of charges incurred right back to 2002 amounted to £280....and we had filed for £950 (EEEK!!)

 

But here's the thing-he wanted to reach an agreement on the phone,and offered us the £280,but I held my nerve and said that we had gone for the £950 because of the hopelessly inadequate infamous printout that had been sent to us,and that we had totted up anything that looked like a charge and claimed for it.I didn't feel £280 was realistic.....

 

I sensed a deal was on the table when he asked us what it would take to conclude the matter.I said "split the difference between the £280 and the £950,and we'll call it quits".So he says "how about £550?",to which I replied "I think that will do it".

 

Getting written details via email confirming that £550 is credited to my wife's account,and then we can draw this to a close.

 

Settled for £270 more than we were entitled to simply because Barclaycard don't want to go to court YEE HAAAAAA!!!

[Skell18]

That is fantastic!!! Im just about to start a claim against Barclaycard myself. At the moment I am claiming against HSBC for charges dating back to when I was a student and i found out that my 'inrest free overdraft' was anything but so I am claiming that back too(I was sold the account on the belief that the overdraft was 0% interest for 6 years, IT WASNT!!). Having successfuly taken on NatWest and won I am feeling very confident about all of this, again a ig thanks to this site and well done lickthewallfatboy on taking on Barclaycad and winning

[barracad]

Congratulations!!

 

Please complete our survey.

 

And a donation would be greatly appreciated

[big aid]

congratulations

 

balls

 

and great big ones

 

thats all it took by the looks of things

 

noel edmonds will be ringing you next

[Warms]

Settled for £270 more than we were entitled to simply because Barclaycard don't want to go to court YEE HAAAAAA!!!

 

Congrats to you, it's brilliant, but, to be honest, it makes me hate the b*****s even more!

[ryjayel]

Seriously, you jammy sod! Well done my friend, well deserved!

 

Ryjayel

 

:) :)

[lickthewallfatboy]

cheers guys!!

 

hope you all get yours back soon.....

[give_me_it_back]

Well done!! Just shows you how much they want to avoid court, doesn't it...

 

Who's next on your 'hit list'?

[lickthewallfatboy]

citi are due in court over here on tuesday(still no offer to settle-they obviously like to run it down to the wire)and I'm waiting for RBS to pay up after a judgment by default.

 

couple more big ones pending as well.....

[give_me_it_back]

Excellent! Tuesday is a busy day for Court.. My Abbey and Barclaycard bunch are due then too!

 

Barclaycard have until 27th September to say if they intend to defend. I haven't heard a thing from them. Is that what happened with you and RBS - therefore you win by default, or was it more complex than that?

 

Pretty addictive, this, isn't it!? I don't know what I'll do when they've all paid up!

[CrispDust]

of course licky, you're assuming the KJ was giving you correct information on the amount of charges he had "calculated"

Why do I question the figure he quoted you?

Would I trust what he said?

[lickthewallfatboy]

of course licky, you're assuming the KJ was giving you correct information on the amount of charges he had "calculated"

Why do I question the figure he quoted you?

Would I trust what he said?

 

oh,they were right enough,believe me.....

[saddler10]

Well done, just got my partner's info for Barclaycard, just have to decide whether to pursue the DPA issue or press on with the estimated claim.

 

Paul

[anita kane]

Help!!!

 

I am a total newcomer but have been avidly reading all the posts re barclaycard.

 

I have sent a subject accesss request and got the usual micro argument back I then sent template of alan from Derbys letter quoting the smith vs Loyds bank case and barclaycard basically wrote back saying that case actually supports Barclaycard positiuon so why you quoting it!!!!!

 

Clearly do not want to make another mistake and do not want to pay the £3 charges for missing statements so want to sent in an estimated claim (around £880) , what letter should I send?

 

I got my last letter from BC on 21st July and have basically sat on it - please help as i want my money back!!!!!!!!

[Mrgreengenes]

Hi Anita Kane, first of all it would be better to start your own thread. It is more likely to be seen by everyone, especially the moderators. The only people who will see this thread is those who have subscribed to it.

 

Personally, I would wait for the statements to arrive but if you are happy to claim an estimated amount then go ahead. Go to the Bank Templates section and send the initial claim letter, after 14 days send the letter before action (LBA). On the actual claim itself, you should detail each and every charge and calculate the 8% interest. This is why you need the statements.

 

It sounds daunting but this forum is jam-packed with people who have already done this. We will be with you every step of the way.

 

 

Don't let the fatherless chillen get ya!