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Are CapitalOne really this stupid?


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Curiously H L Legal have the same address as Capquest.

 

HL Legal here they are rent-a-threat

 

Wow! they really are the bottom end of the market aren't they?

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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(Emailed) H L Legal Solicitors in association with SAMPSON & CO

 

 

Acting for:

 

Capquest Debt Recovery Limited

Fleet 27

Rye Close

Fleet

Hampshire

GU51 2QQ

 

Dear Sirs

 

Claim Number

 

I refer to your letter of 1 September 2008 the content of which is noted.

 

PLEASE SEND ME A COPY OF YOUR COMPLAINTS PROCEDURE

 

For 75p you might just be able to order a copy of your own!

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Lets make up a company and we could all send scary letters to DCAs. Imagine the fun if we sent Crapquest one from HL or if we sent them to the Crapquest directors at their home addresses. Well worth 75p of anyones money

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Worst Credit

Liars Cheats and Shysters

Clownells

Robbinsum Way

Ruthless

Wink Financial

Try and Barter Solicitors

Fred Flintstone International

Duck Hall

Snot Call

Meritfarce

Eastcot

Morecrap

Crapquest

Capbot

CON no-one

BJ Recovery

No Power to CONtact

Crap One

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I had one call from India. I asked if I could have a Chicken Biryani, a Lamb Korma, 2 Nans and a portion of chillied onions. I haven't heard a thing since!:D

 

 

That is the best laugh I have had all day. :D

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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yes

i got threat o gram from them yesterday in the guise of debitas

cca straight off

am awaiting visit from agent as promised

 

 

What colour is your agent? ;)

 

Mine is a Mr White (who didn't arrive as he said he would, and I was so looking forward to his visit):(

 

Reading the posts on here Mr Brown and Mr Green are very popular at the moment too! :D

:razz:ALWAYS REMEMBER, IF YOU GOT YOURSELF INTO YOUR SITUATION, YOU ARE MORE THAN CAPABLE OF GETTING YOURSELF OUT OF IT

WITHOUT THE HELP OF THE DCA's!!!!!!!!!!!

 

IF YOU NEED HELP WITH UPLOADING YOUR IMAGES THROUGH PHOTOBUCKET CLICK HERE

IF I HAVE HELPED YOU OR MADE YOU SMILE, PLEASE FEEL FREE TO CLICK MY STAR

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  • 2 weeks later...

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Edited by ciaomc2002
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20 Creditors including 1 CCJ with - you guessed it - Bryan Carter! £13467.43 owing. £2000 paid off in the past 12 months!!!

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Edited by ciaomc2002
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20 Creditors including 1 CCJ with - you guessed it - Bryan Carter! £13467.43 owing. £2000 paid off in the past 12 months!!!

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  • 3 weeks later...

A lot of IFs and Maybes in Crapquests letter.

 

What they should have said is ''In the highly unlikely event of us obtaining from Capone an Enforceable Consumer Credit Agreement with which we can take you to Court then XYZ may happen.''

 

 

A rough translation of what they sent is.

 

We are stuffed we know we are stuffed but if we mention legal sounding terms like Balliffs and walking possession orders and seizure of goods then you might be foolish enough to ring our telephone threat monkeys and they will bully you into paying this UNENFORCEABLE debt.

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I think the fact they go to great lengths describing what might happen if you default on a CCJ, which is a long way in the future, if they even manage to get a CCJ in their favour, which may not even be possible anyway....say's it all really.

HOIST BY THEIR OWN PETARD.

 

Blimey it works....:-)

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I think I can see the poo flying from their office now.

 

I love "Ifs and Mays" letters- mostly because I remember when they scared me.:)

  • Haha 1

Nationwide-A&L-Halifax 1-Student Loans Company-NatWest-Virgin Media-Link-Capital One ALL WON!

Thames Credit -statute barred sent 13/11/08

BCW- prove debt letter- 14/08/08

Apex- CCA 14/08/08

Redcats UK- SAR 14/04/09

Call Serve- CCA 14/08/08

Littlewoods- no CCA letter 03/09/08- Lowells now

Wescot- CCA 19/9/08

Capital One/Debitas- now with Lowells

 

Any opinions are without prejudice & without liability. All information has been obtained from this site. If you are unsure, please seek professional advice. .

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I think I can see the poo flying from their office now.

 

I love "Ifs and Mays" letters- mostly because I remember when they scared me.:)

 

I'm with you on that one Emma.. Like most people on here I keep thinking "I wish I'd known then what I know now".

 

Regards.

 

Fred

  • Haha 1

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Cheers BB. When I've spread it about enough I'll return the favour!

 

Regards.

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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Will keep an eye open on this one, and have copied a few letters for my use.

 

So far Debbie Tass have sent me 3 letters each giving me 7 days to answer but can't work out that the way they post them I finally receive them after 10 days in good old NZ!

Woolwich N1 issued 15.01.07 £11k

Acknowledged 01.02.07

Defence Filed 15.02.07

AQ Filed 21.02.07

AQ Deadline 05.03.07

Woolwich AQ late, given till 16.03.07

29.03.07, Judgement rec, woolwich to pay up by 10.04.07

Money received 16.04.07

 

Nationwide MCOL issued 22.01.07 £1k

Settled in full 05.02.07:D

Account being closed

Appeared on Watchdog 20.02.07

 

Abbey Issue MCOL £5k 24.01.07

Defence Filed 21.02.07

29.03.07, AQ hearing set for 20.04.07 with other like cases.

11.04.07, Full settlement letter received for £5,769.12

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They really shoot themselves in the foot by asking for your Driving Licence etc. If they are not sure of your identity then they are in clear breach of the Data Protection Act by discussing financial details with someone whose identity thay are not sure of. Therefore it follows that they should cease forthwith.

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