You Soo Realllly Must Read This!!!!!!

[Chesterexpress]

The bank could do more to help OP and would act differently if it was their own money that had gone astray.

 

In that case please explain what more the bank can do other than what they have done already?

[JonCris]

Actually - it's your use of the phrase "had they checked" that gets me. Why should they? I want to be given the credit for knowing where I want my money to go, and if I can do a BACS transfer for £0.00, or be forced to pay £30 for a verified SWIFT transfer, then you pay your money and take your choice. What you want is all the protection, none of the risk, and not be charged for it. Dream on!

 

As to your last sentence - what judgement? Banks wrong = Consumer right is no judgement. When they do get it wrong, they deserve all they get, but the fee you pay represents the service you get. That's the same across the board, not just the financial sector.

 

 

You say why should they check & I say why shouldn't they & are you saying that only the numbers count & not a persons name

[slick132]

In that case please explain what more the bank can do other than what they have done already?

 

Reverse the transaction and pursue the 3rd party.

 

If the 3rd party contends they were unaware of the error (hmmm), write off the debt.

 

They should also reconsider the decision to recycle old a/c nos. AND sort codes - ie re-use a/c nos. but NOT with the same sort codes. Raving bonkers !

[Chesterexpress]

Reverse the transaction and pursue the 3rd party.

 

If the 3rd party contends they were unaware of the error (hmmm), write off the debt.

 

Well that is the biggest load of nonsense so far. How can they reverse a legally completed (all be it made in error by the OP) transaction?

 

Why should the bank write off the debt if the 3rd party refuses to repay it, it wasn't the fault of the bank it went into the wrong account?

 

Tell you what, I will pay x amount into your account, then claim it was paid into the wrong account by mistake, you refuse to repay it back, the bank then out of the goodness of it's heart reimburse me and write it off. We then split the original amount between us!

 

For some unknown reason people are barking up the wrong tree on this one!

[JonCris]

Because the can & they do all the time were a payment is in error - The only thing they have to consider is that there remains, in the receivers account, sufficient monies to enable them to recover

[Chesterexpress]

Because the can & they do all the time were a payment is in error - The only thing they have to consider is that there remains, in the receivers account, sufficient monies to enable them to recover

 

Yet again absolute nonsense in relation to this case. The money was paid into the correct account, the details of which were supplied by the OP. Just because he has now realised he gave the wrong account number, does not give the bank the right to take that money back without the permission of the 3rd party.

[crikey cor blimey]

I WON!!!!

Barclays gave me my money!

(cause they broke the Data Protection Act!)

[JonCris]

Well, it seems the bank did have a responsibilty after all............. who'd have thought:rolleyes:

[midge61]

Well done crikey.

 

Was that because they gave you the other persons details or anything to do with the account being recycled?

[Mr lex]

Very well done Crikey

 

Please let us know what they said about the 'mistake'. If they are recycling old account numbers, I have a feeling that we are going to be dealing with more cases like yours.

 

Well done you !!!

 

Lex

[Bookworm]

Excellent news, I hope you can give us more information on how it worked out (although I suspect somewhere along the line will be the sentences "although we didn't do anything wrong" and "gesture of good will" ), as it may well happen to others.