Warnes v NW

[jarvis1979]

I too served my claim on the 13th of March. Today I had a little peak and hey presto a big note saying that the bank admits it owes me the money. I hit the judgement button and filled out the relevant. Should I now be worrying they will defend even though I was told the admitted owing?

[Stewpot42]

Can someone tell me how Nationwide are allowed to put in a defence on the 12th April when MCOL told me that teh last day they had to reply was the 11th APril? surely this doesnt give them a leg to stand on?

[pitters]

Can someone tell me how Nationwide are allowed to put in a defence on the 12th April when MCOL told me that teh last day they had to reply was the 11th APril? surely this doesnt give them a leg to stand on?

 

I think I read somewhere that sometimes they can get a day's 'grace'.

[PPMAN159]

How come they get the extra day and yet if we miss a day the case gets thrown out?

[Stewpot42]

ADVICE NEEDED!

 

Got a letter from CCBC regarding judgement being rejected, it says " A bar on judgement/enforcement is in place"

 

Any ideas on what the next step is?

 

I have emailed MCOL to complain that they got an extra day to defend, where i would have lost the case if i had left it till day after 28 day notice to defend. - as if 28 days isnt enough? any legal boffins out there who know if this is legal or not? or is it a loop-hole!

[carbonsa]

Im in the same boat..

[peterharris]

Me too

It would appear the boat is gonna get quite full.

[endor71]

and me. mine said the same thing, on judgement day the nationwide issue their defence last thing at night just before the court closes so your judgement is rejected.

[PPMAN159]

So we can issue judgement against them in the morning of day 29 and even though the rules say that the defence has to be entered within these 28 days the banks are given an extra day.

 

As such the law and the court system would appear to be stacked against us.

[endor71]

i pressed the judgement button on the 28th day at about 10am the nationwide put in a defence at 4.00pm the same day, my judgement was rejected, nationwide asked for a bar to be put on to stop me from making the judgement. very unfair they have had long enough with 2x letter then 28 days court.

[Stewpot42]

i think its a bleedin rip-off(unless i get all my claim soon)40 days+14+14+28, then they want a bit longer!!!!

 

Its takin the michael!

[PPMAN159]

It is a rip off and I feel that the banks and coiurts are taking the **** but unfortunately it is the law and there is nothing we can do about it.

 

As long as the banks know that they have 40 days+14+14+28 then they will use every second of the time and unless something changes then there is not mush that we can do.

 

One other thought though on the 8% interest.

 

When my MCOL claim was acknowledged I sent off the 8% interest schedule.

 

As Nationwide have defended my claim,thereby giving themselves another 14 days, can I amend my schedule to include interest to cover these additional days and potentially all days up until the claim has been settled?

[peterharris]

I have just checked my bank account online and a credit by cash payment has appeared only £148 so far but its a start so hopefully boat will be empty soon guys.

[PPMAN159]

Good bit of news Peter-fingers crossed the rest will appear shortly

[peterharris]

Thanks

The figure that they have put in so far is just the interest and the court fee.

 

wohooo, so glad thats sorted now on to tackle Lloyds tsb who seem more determined than the NW.

 

thanks to all the people for their help, definatly would not have carried it through with your help.

[peterharris]

Hoorah

Just checked again and its all there now. no more bloody waiting.

Endor and carbonsa and the rest of you guys, i hope yours is in soon.

[carbonsa]

Checked my account Nothing in my account. ((( ..Endor any news?

Well done PeterHarris..its a start...

[jarvis1979]

Any room left in the boat?

 

Filled judgement on the 13th, defense filled... on the 13th.

[endor71]

money gone in i cannot believe it!!!!!!! hang in their everyone and thanks for the advice and support could not have done it without everyones advice :)

[Stewpot42]

Still nothing (as usual) in my account!

 

Heres hoping it could be today or tommorrow, still waiting on confirmation of what their defence is at the moment!

 

Any of you have your judgement rejected?(that have just had money refunded?)

[PPMAN159]

Well done Endor

[endor71]

stewpot mine was rejected and transferred to my local court i am currently waiting for a court date, but yesterday the money went into my account not all there yet but have most of it, my mcol was up on 10 april due to bank hols, so should not be much longer for you good luck they must have a back log

[PPMAN159]

Again a case of Nationwide wasting money by saying that they will defend the claim, getting it transferred to a local court and then they pay out before the court date has even been set.

 

Apart from us who get our cash back the other people that must be making a mint are the banks solicitors-they must be loving it!

 

As soon as claim is lodged against them they know that it will not get taken to court and as such the work that they have to do must be, I would have thought, fairly straightforward and if they charge the same fee per case then they must be making a fortune.

[Stewpot42]

WOO-WOO-WOO-HOO-HOO!!!

They paid up!! evry last penny today!! Champagne for tea!!

[kelly101]

Congrats Stewpot!!

 

K.