Just wanted a bit of help with an old company pension plan. Owned a Ltd company but it was dissolved ages ago. Had set up an executive pension plan. The company was just me - so I was only going to be the sole beneficiary upon retirement. Now as the Company is dissolved there is effectively no-one to sign any retirement claim documents. The pension firm says I need to apply to be the new plan trustee - and it will then give me powers restricted to paying the benefits from this plan. But the appointment only lasts for 9 months - and the benefits will need to be dealt with in this time. What exactly does that mean? That i only have 9 months to decide what to do with the fund? what does 'benefits' mean? - all the money or just some? Received letter which gives me 2 choices: wish to be appointed in order to take my benefits with 9m appointment period wish to be appointed in order to transfer my benefits to an alternative arrangement within the 9m appointment period Im a bit confused by it. Are they giving me the option - as a temporary trustee - to decide what to do with the fund? ie transfer to a new pension company, self-administer, take some money out early (if eligible) or to just leave it with them to continue as normal? I just don't get the 9 month limit? Surely I would have to remain the Plan Trustee forever if the company doesn't exist anymore? Or am I missing something?

Writing about my late father's pension fund. My mother just received a letter from a pension company who wrote they made a mistake and owe my late father £1500. He closed the account 20y ago I have successfully claimed compound interest against late payment charges on some credit cards - so I am just wondering if we can claim compound interest on this £1500. Any thoughts??

I had a limited company which was disolved in March 2018. This morning, i received a court claim from a firm of solicitors acting on behalf of a debtor claiming £400. The claim is in the format: My Name Disolved Company name my address (not listed on any companuy form as ive moved) Can a debtor issue a court claim against a disolved company? this is all new to me. Im gonna be honest here and just say the company just "fell off the shelf" and i didnt do anything with it so CH disolved it. Thanks UKD

I had a restriction of sale placed on the Land Registry title of my house for approx. £1000 in 2013 by Sigma SPV1 Limited while I was out of the country and did not receive notice of a small debt (which snowballed with penalties and interest) after I moved abroad. I am now about to sell the property and checked the title and found this restriction from 2013. I searched for the company, Sigma SPV1 limited and see that they were dissolved last year. How do I go about removing this restriction as quickly as possible? I'm happy to pay the amount if that's the quickest way, but unsure if I can even do that since the company with the restriction was dissolved?

(Hopefully this is the right place for this) I am a landlord. I had a managing agent (the Estate Agent). I am on a Guaranteed Rent scheme if you will but that't not the matter in hand. I usually get paid on the 5th of every month but I didn't this year and I thought like even they'll be a day late so I left it at that. After realising on weekend I haven't received anything, I called and called but nothing. I went to the estate agent yesterday and found out that they were closed. Automatically i knew they had not done a runner if you will but just packed up and left. I rang my tenant who are pretty good with me and they said they received a letter today saying the company is dissolved and that someone else was looking after the paperwork. I rang and went to the person who was looking after the paperwork. It was the old estate agents friend. I'll throw in now that the originally owner of the estate agents passed away like 3 or 4 months a go and his widow was now looking after everything. Basically this guy has his own estate agents but was just holding all the paperwork. i did have a choice to start a new contract with him or just do everything myself which I am still mulling over. Going back to my tenants they had actually paid to the old estate agents account on the 4th and now not sure what to do. I was told from the friend that the old estate agents account was in negative as well. I have told my tenant to ring up their bank and tell them of situation about the estate agents being dissolved and trying to get their money back so I can basically get paid as I have not been paid out of this whole situation. My query as you can sort of guess is their any way of me getting my money or is their anything else I can do to get my money? Insurance? Will the bank actually return my tenants money? Has anyone had this happened before? Hopefully I've not left anything out and am not sure where to turn for this one. I google looking answers and also came across this group. Can anyone give me any help or insight? Thanks

eon are using LCS ( debt collector) to chase for Limited company debt, company no longer trading - Dissolved in February 2016 eon have changed the name on correspondence from "XXX Limited co" to ( Directors name T/A XXX ) i wrote back to LCS stating LTD company is separate legal entity - and that they cannot simply assign the debt to the previous director. I also asked for copy of any agreements, signed documents, copies of any bills etc as i believe the bills will have xxx ltd ( Not TA) Is this Practice legal - surely there is an illegal re-assignment attempt here - what about VAT ?? they cant retrospectively go back and change names on invoices and reassign the vat .... Now i have a CCBC claim form for the above I have filed an AOS stating i will defend complete claim. Any help or advice welcome

Hi All, Request your expert opinion. My wife along with 3 other friends started a limited company few years ago. Due to situations, 2 of them opted to part away after a year. Both officially resigned as the directors but business continued with new partners. We didn't change the terms of the rental agreement on the commercial property though. Recently she received notification for failure of business rates. What we find now is that partner who took over from us had resigned couple of years ago and company has been taken over by new owners. Companies website shows that the company was dissolved in Jan 2016. Notification from council is for business rates for Apr 2016 - 2017 period. Is my wife liable for this payment. Also the notification has come to her personal name / address and not to the shop address. Thanks Suresh

Hi, I have a CCJ registered with a final charging order dated 8/6/07 on my property. The company appears to have been dissolved 7/11/09 from info online. I have never had any other payment plan in place with them or correspondence. How can I get this removed as I wish to sell the property in the near future? Thanks

Purchased Gold from Capital Mint Ltd. Company Administrator appointed shortly after. One year later Administrator dissolved the company when some of the Gold was still stored with another company, Baird and Co, and still remains so. Is it possible for the creditors of a Dissolved company to apply for an Administrator to be reappointed?

Hi all, Should hopefully be a quick answer to my question. I run a company which i had to recentely dissolve, the company owed some debt on credit cards and the debt collectors have been chasing for it. One especially made a trace enquiry on my credit file, when i noticed this i updated my score and it had dropped. The company was a LTD company and i signed no personal guarantee on any debt taken out under the company name. My question is are they allowed to carry out a trace enquiry under my name? Am i allowed to request this gets removed from my search history? Thanks.

Hello, I wonder if anyone has been in a similar situation to myself. In April 2012 I started up a business with a friend. As he had traded as a sole trader before and experience of HMRC he became the nominated partner to do the business tax returns. Just as the 2012/13 tax return deadline date approached, he advised me that he wanted to stop trading and we agreed to wind up the business. During 2013 I had been assured that he had dealt with the 2012/13 tax returns, but that there was some problem with getting the right software and by May 2014 it was clear this had not been done. As he has all the accounts, I trusted him when he said he would resolve the issue. I have now received letters from HMRC since September 2014 stating that each partner is being fined for not filing the tax returns. My ex-business partner apologised and said he would get it done, it still hasn't been done and now the deadline date for the 2013/14 return is fast approaching. I have written to HMRC and called countless times, but all I get told is that the person dealing with it is someone I can't speak to. If any is able to give any advise on their experiences on how long this could go on for I would appreciate it. I am so annoyed that I trusted my friend who has let me down so badly and wont even respond to my messages or texts. Thanks

Hi guys I have a quick question please, I was the sole director of a Limited Company that was dissolved by Companies house in 2010. While the company was active, I used a service from a call forwarding (0845 number provider) at £5/month. When the company was dissolved I wrote to the company and explained that the company no longer existed and that the contract would need to be cancelled. They ignored the letter and I didn't receive a reply. All D/D's etc were cancelled and I thought nothing more of it. Until now. They have decided to send me an invoice (still addressed to the dissolved company) for nearly £400 for unpaid invoices dating back to 2011. They sent it with a pre-court claim, saying that they will proceed with court action in 7 days if I don't pay. They have also threatened ME personally with a CCJ. I called them and spoke to a delightful (not) lady and explained the company was dissolved in 2010 and that I wasn't going to pay. She said 'We're not interested in your company, we'll just take you to court'. I made no personal guarantees to them and as I said, the invoices were addressed to the (now dissolved) company. A quick google search and I can see they have done this to many other people. Can someone in the know, please tell me where I stand? Thank you Luigi

I am currently seeing a company for buying a dodgy car ( separate thread. http://www.consumeractiongroup.co.uk/forum/showthread.php?348468-POC-for-second-hand-car/page4 ) My question is is there anything I can do once dissolved about monies owed and also is there anything illegal about now trading under a different name?

Hi, Just need some advise. Long story short, my previous employer took me to court in January 2011 for £3k and won and 10 months later has dissolved the company. ive been paying £100 per month for 2 years now to a dissolved company. Is this right and do i have to carry on paying or should it be stopped and if so, can i claim any of it back? Cheers

I'm currently scratching my head over an issue with NatWest. For a number of reasons, my company was dissolved for not filing accounts just before Xmas. I was expecting this eventually, but it still took me a little by surprise as all the advisory correspondence seemed to get stuck in the Xmas post and didn't arrive until New Year. This meant the company accounts with NatWest were frozen - the first I knew was when I couldn't log in online or use the debit card. I understand this is the process, and even though there was a balance of a few hundred quid in there, I don't really have any grounds for complaint on that score. However, a week or so after the account was frozen, two of my former clients mistakenly sent their rent payments by standing order to the old company, instead of to the management company that had taken over. NatWest were happy to take these payments of course, and I've got no way of recovering the money - more to the point, nor do the clients, who are now in rent arrears. NatWest say the account is "frozen" but not closed - ie money can flow in but not out, and when they finally enact the process of closing the account, the balance is forwarded to the Treasury Solicitor. I'm struggling to understand how the account can be in this kind of limbo - either it's open or it's closed, surely? The Treasury Solicitor publishes (rather vague) guidelines on what banks should do in this situation - http://www.bonavacantia.gov.uk/output/BVC16-Banks-and-other-Financial-Institutions-about-Cash-Balances-belonging-to-dissolved-companies.aspx My reading of this is the account should be closed immediately the bank learns of the dissolution of the company, instead of this kind-of half-closed status. I don't understand the legal basis on which they can accept payments to a non-existent company that's already been dissolved. Does anyone have any insight / experience of this situation? I don't even want the money myself, I just want to get the payments reversed to help a couple of small businesses now stuffed on their rent bills. I can - and probably will - apply for ex gratia payment from the Treasury Solicitor, but this will take months. And it doesn't change the fact that NatWest seem to be acting improperly here.

hi all... my company was dissolved over two months ago now and i believe that i have paid the majority of my oustandings to the HMRC, I was told by my accountant once the company is dissolved then thats it all the debts are written off as the company is struck off companies house. As far as I am aware I am not in receievership, administration or anything like that. however I did have an overdraft with the bank and that was under a directors guarantee. I was owed two weeks worth of wages which should have gone into my bank account but whatever reason they did not and were bounced back to the payroll. now the bank want the money from their overdraft so i want the money which is held by payroll to offsett them. technically i am no longer trading as a company right now but i am not sure if the bank has just frozen the account (which begs the question if so why didnt the payment go in correctly in the first place) and secondly if it isnt still active where would the money go and thirdly can they pay me the money directly if the account is frozen but can take payments? obviously i would like that money to be offsett against the overdraft which i owe the bank. on a seperate note then ermm... i know longer work for that company but someone else. so that should be okay. if i do owe the hmrc money will they take that money and come chasing after me for anything else i might owe?

Between Sept and Nov 2011, I sent written grievance letters to my previous employer. I submitted my Case to Employment Tribunal on 23 Nov 2011, they resisted the case, so the hearing was done on 30 march 2012. They were absent, and I was awarded £2000. After 42 days, they still didn't pay up, only when I threaten to use the baliffs, now they say they are dissloved and have no liabilities to me. Searching on the web, gave me this, the dissolution started on 30 Nov 2011, as the only director resigned. It came effective on 1 may 2012. Only 10 days ago, their representative informed me about the dissolution, no dates or explanation were given. Nor me or the ET was informed about the dissolution beforehand. The company and the representative both disappeared online am I suspect they are the same lot. I worked at a restaurant(Zen) which pay cash on hand, no records or contracts made. Anyway I won the case. During the claiming process, they said that I was not employed by the restaurant, but this company(North Towers) which owns the restaurant, and during the case, another company(Grandway Trading) respresented them. North Towers Ltd is now dissolved. I had no knowledge of that beforehand and I accepted the fact. The restaurant is still up and running. From the judgement from ET, I had a month to act before it was finally dissolved, I didn't check and thought of this scenario. What can I do? I am now in Germany and my friend is dealing with it in UK, he thinks there is a contempt of court.

I submitted my Case to Employment Tribunal on 23 Nov 2011, they resisted the case, so the hearing was done on 30 march 2012. They were absent, and I was awarded £2000. After 42 days, they still didn't pay up, only when I threaten to use the baliffs, now they say they are dissloved and have no liabilities to me. Searching on the web, gave me this, the dissolution started on 30 Nov 2011, as the only director resigned. It came effective on 1 may 2012. Only 10 days ago, the representative informed me about the dissolution, no dates or explanation were given. Nor me or the ET was informed about this. The company and the representative both disappeared online am I suspect they are the same lot. The company was a restaurant(Z) which pay cash on hand, no records or contracts made. Anyway I won the case. During the claiming process, they said that I was not employed by the restaurant, but this company(N) which owns the restaurant, and during the case, I am been dealing with another company(G) that respresented(N) them. I had no knowledge of that beforehand and I accepted the fact. The restaurant is still up and running. What can I do? I am now in Germany and my friend is dealing with it in UK, he thinks there is a contempt of court.