Hi There, Just a question around DCA's and there tatics. I had a letter from MMile finance regarding a debt for Cash Genie. I've gone in with the mindset of affording just £1 per month which many of my other creditors have accepted. MMile are requesting I fill out a Personal Finance Statement through there website so they can assess for themselves what I can afford. Now while I've got nothing to hide from anyone I just don't feel comfortable disclosing my incomings and outgoings to a third party. Is it a requirement that I comply with this request? Also I've read a lot about CCA's and people sending requests requesting copies of agreements. Am i right in assuming if I send them a CCA request and they cannot provide me with the original copy then the debt becomes unenforceable and my credit file updated to reflect that it's no longer outstanding Cheers P

Between Sept and Nov 2011, I sent written grievance letters to my previous employer. I submitted my Case to Employment Tribunal on 23 Nov 2011, they resisted the case, so the hearing was done on 30 march 2012. They were absent, and I was awarded £2000. After 42 days, they still didn't pay up, only when I threaten to use the baliffs, now they say they are dissloved and have no liabilities to me. Searching on the web, gave me this, the dissolution started on 30 Nov 2011, as the only director resigned. It came effective on 1 may 2012. Only 10 days ago, their representative informed me about the dissolution, no dates or explanation were given. Nor me or the ET was informed about the dissolution beforehand. The company and the representative both disappeared online am I suspect they are the same lot. I worked at a restaurant(Zen) which pay cash on hand, no records or contracts made. Anyway I won the case. During the claiming process, they said that I was not employed by the restaurant, but this company(North Towers) which owns the restaurant, and during the case, another company(Grandway Trading) respresented them. North Towers Ltd is now dissolved. I had no knowledge of that beforehand and I accepted the fact. The restaurant is still up and running. From the judgement from ET, I had a month to act before it was finally dissolved, I didn't check and thought of this scenario. What can I do? I am now in Germany and my friend is dealing with it in UK, he thinks there is a contempt of court.

I submitted my Case to Employment Tribunal on 23 Nov 2011, they resisted the case, so the hearing was done on 30 march 2012. They were absent, and I was awarded £2000. After 42 days, they still didn't pay up, only when I threaten to use the baliffs, now they say they are dissloved and have no liabilities to me. Searching on the web, gave me this, the dissolution started on 30 Nov 2011, as the only director resigned. It came effective on 1 may 2012. Only 10 days ago, the representative informed me about the dissolution, no dates or explanation were given. Nor me or the ET was informed about this. The company and the representative both disappeared online am I suspect they are the same lot. The company was a restaurant(Z) which pay cash on hand, no records or contracts made. Anyway I won the case. During the claiming process, they said that I was not employed by the restaurant, but this company(N) which owns the restaurant, and during the case, I am been dealing with another company(G) that respresented(N) them. I had no knowledge of that beforehand and I accepted the fact. The restaurant is still up and running. What can I do? I am now in Germany and my friend is dealing with it in UK, he thinks there is a contempt of court.