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  1. Hi all, Hoping somebody may be able to shed some light on my question.. I have a judgment against an individual. I have come to realise his name is misspelt on the judgment. Have been advised by the court to make a formal application to correct this using an N244 form 'Notice Application'. My question really is regarding what court fee I am supposed to pay. Ive read the official fee guide but it doesn't make it very clear regarding this type of application. Any thoughts? Ive already emailed the courts to ask but thought somebody may have the answer on here. Thanks in advance
  2. Hello I'll try to keep this simple but would appreciate some thoughts on the matter. 6 years ago I moved in to new property and the agreement was that I paid two months rent upfront half for the first month and the other half for the last month, so when I gave my motive to move out I did not need to pay for that month. For 6 years we kept the house clean n tidy and never gave the landlord reason for concern. To the extent that he never renewed our tenancy agreement. . So in September we told him we were moving out n that the last months (Octobers) rent was paid and we will be out of there by end of October. We moved told him that e were leaving a bed and wardrobe which he welcomed. 2 days ago I receive a letter from an estate agent saying I owe £850 for November rent and tax, money for having to paint the house because children had scribbled writing on a couple of the walls, in 6 years he did not decorate/paint the house for us even though he said he would and for changing locks. All this because we left a couple of boxs and furthermore we didn't return the keys even tho he was on holiday in October and never told us when or where to leave the keys. Trying to charge for clearing out mess which is a lie Really don't know how to approach it I spoke to him and said that I was upset and asked why is a third party getting evolved
  3. my dad got into debt and subsequently had a charge placed on the house after a credit card debt was taken to court. he died last year and now my mum looking to sell. do we have to remove the charge or will this automatically be gone and nothing owing when my mum comes to sell. she hasn;t notified the credit card company that he died last year. any help appreciated thank yu
  4. Hi, I just learnt that the Legal Service Commission was closed on 01 April 2013, so what happens to the Statue Charge they had put on my property. They have not demanded anything from me in past, but I made some payments in July 2012. Does the debt move to new Legal Aid Agency? Or could the charge be removed from the Land Registry? Any information regarding this will be much appreciated.
  5. Hi, My mother in law has accepted an offer on her house and all parties are ready to exchange. HOWEVER a charge on her property remains which was put in place in 1989 as security for £5000 due to her ex husband, a sort of loan agreement. This has never been repaid so the charge remains and ex husband passed away last year. This charge has now passed on to one of his sons who has signed a DS1 to have the charge removed but has not stated that he accepts the £5000 on the form. the conveyancing solicitor will not have the charge removed until they receive written confirmation from him to this effect as it is a legal undertaking by them and should he dispute the amount they are liable. The son is incredibly difficult to get hold of, has no UK bank account, lives in Spain address unknown. So, gridlock. Does anyone have any suggestions? Its very serious now as everyone awaits his signature in order to continue with the sale. Many thanks.
  6. Hello, please can someone help me. The freeholder of my flat pursued me for unpaid service charges through small claims at the county court. I settled the first charge with at the court as a gesture to try and get things sorted. I was also under a lot of pressure has a family member had just passed away. The second charge was more substantial and included major works. This was transferred to the LVT. The LVT ruled that the service charges were not currently payable because the freeholder hadn't fully complied with Section 47 of the LTA 1987. However, they also said that i would have to pay once he issued the service charge form correctly. I have paid the outstanding service charges, though he still hasn't done any work to the property and in fact he never has. The LVT did not rule on the legal costs and transferred the case back to County court to make the determination. These legal charges are for over £6k, more than the service charge demands. His solicitor is relying upon the following clause, to recover the legal costs, in my lease which states: 'To pay all costs charges and expenses including Solicitors Costs and Surveyors’ fees incurred by the Lessor for the purpose of or incidental to the preparation and service of a Notice under Section 146 of the Law of Property Act 1925 requiring the Lessee to remedy the breach of any of the covenants herein contained notwithstanding forfeiture for such breach may be avoided otherwise than by relief granted by the Court' Please can someone help. I saw that under CPR 27 legal costs in Small Claims are limited to £260 but there has recently been a case where legal costs were awarded because the lease took precedence (Chaplair v Kumari, 2015). In addition, i have just sold the property and it completes tomorrow. This is before the hearing is set to take place. I have also just asked for the claim to be struck out as the Claimant has not filed the statement of costs which were ordered to be served over 3 weeks ago. Please can someone help me. Many thanks in advance
  7. Hi I'm posting this on behalf of someone else but need help regarding a CCJ letter that was received from Northampton CCBC for none payment of rent. The letter was sent to the guarantor and is for none payment of rent for November and December. First of all the rent was paid for November and there is evidence of this via bank statement so this should at least be partially disputed. Also the guarantor was originally doing this for his son but this was a shared accommodation. The contract was for 6 months but his son moved out after 3 because the other person was failing to pay his half of the rent. Despite this he kept paying to avoid any legal troubles. From what I have read he is still responsible for the full rent despite these events but could any additional action be taken? Thanks for any help.
  8. I located my Advantage Premier account booklet and can see that I was charged £150 a year for the privilige of useless insurances etc so possibly a case of mis-selling. I was advised to up-grade my account to keep my overdraft facility in which at the time I relied on and when things eventually got worse, I then was requested to consolidate debts with a loan in which realistically I could not afford. I know that it was stupid to agree to but I felt helpless at the time and felt pressured into it. Things got bad to worse in the end I could not afford to keep up repayments. My finances were passed and addressed by a third party who agreed a set repayment plan with my creditors including Natwest. This was ok for about six months or so but they refused to freeze the interest when requested unlike my other creditors. eventually they demanded an increase in monthly payments from £50pm to £700pm which was not possible before I knew it, not only was I issued with a CCJ but my debt had increased by another £8,000 including interest and charges. I now have an agreed repayment plan with Irwin Mitchell since February 2008 in which I pay by direct debit. I recently requested a statement of payments from them and NatWest. Irwin Mitchell's cameback all in order as to what I paid when I recieved details from NatWest they had been adding quarterley interest payments which stopped in Sept 2010, therefore totals outstanding are different ? Irwin Mitchell also confirmed that the judgement amount was full and final and no added interest ? I know there are various issues involved but my questions are including the above :- 1) Can I still submit a Package Account mis-sale complaint to NatWest ? 2) Can I still submit a formal complaint to NatWest in the way that they addressed my financial situation at the time ? 3) Is there anything on the CCJ confirming about interest being added ? 4) Should Irwin Mitchell or NatWest submit a yearly statement ? I would appreciate someones time in how to approach this and what to address first. I recently submitted a SAR for everything pertaining to me including bank / loan account details and NatWest / RBS could only locate bank statements from 2001 and a few letter correspondences but no loan / overdraft agreements ? I have a copy of the original agreement but cannot see anything confirming post judgement interest being added. Sorry for long post but there are quite a few issues to address and thank-you.
  9. For a couple of months my wife and i had to move into my father in laws council house to help care for him as he was in need of care. His wife had died and he lived with his son. The son took on the house tenancy jointly with his father along with my wife. Anyway shortly afterwards more suitable house was found for them as accommodation was not suitable for his needs. The house was examined room by room and passed by a inspector from the council.Who said only thing that needs to be done is all carpets to be moved out of premises. This was back in early July..And was carried out as said. A new tenant had moved in a month later. Moved out a couple of weeks later to new house and continued caring for a couple of months then he passed away. The council were informed of this. Now early in November a bill came for replacing kitchen sink unit and worktop costing 400 pounds.At the old property. Which after 14 weeks after vacating a passed property came as a shock. Also addressed to Passed away father in law and his son. Then we got in touch with the council who said they will look into it , took our phone number and they would get back in touch. Seemed quite concerned about this matter. However this last week a letter came saying despite previous reminders the amount is still outstanding. And must be made within 7 days otherwise your case will be referred to a DCA and also consider taking legal action which will incur substantial costs. So once again phoned the council who this time said there was no one to deal with this and to email a complaint.Which i am going to do shortly.On their behalf. But the seven days are up now and i suppose the debt will now be on its way to the DCA. Personally i would rather go to court and tell the judge what i feel about this and fight it.But feel i am not being given much choice. Feeling harassed and threatened really with a bad credit file. Now personally i would pay if this was justified.But in my mind is clearly not. I enjoy standing my ground when needed.And want to help. What would you do.
  10. Some advise please if possible for my Brother in Law. My BIL and his wife about 20 years ago jointly took out a mortgage to buy a house,then about 15 years ago they split up but did not divorce, and she stayed in the house with the children(1 boy and 1 girl)and continued to pay the mortgage herself, eventually the son moved out and the girl stayed and helped pay towards the cost of the house(she now has her own familly and they all live there) My BIL is still on the mortgage papers but has not paid towards it since leaving, he now has a partner and have lived together for many years, at the moment he receives help towards their rent and council tax because of unemployment Now his wife has very suddenly Died (leaving no will)and it has always been her wish that her daughter would inherit the house,but there is nothing on paper, My BIL has said he has no problem signing over the house to his daughter, but will he be allowed to or will there be objections of Depravation as he recieved benefits. Any advice I can give him please
  11. Hi All, I have a mortgage on my property, and a second charge on it. I want to put a third charge on it for a secured loan which has been agreed, and the first mortgage company have agreed to allow the new charge, however the second charge company are refusing point blank to allow any other charge against the property. The new loan isn't large enough to give me the amount I require and to pay off the second charge, and it needs to be secured, so how can I get this new loan done - preferably quickly? What options do I have to persuade them to allow it or to get it registered in any other way please? Thanks for your help
  12. aa I've never received a N24 form before, so I have no idea what to do, also I cant seem find anything to do with the N24 we've just received on the site. All we received was 2 sheets of paper, telling us to file within 7 days, & a cryptic accompanying letter sent to our solicitor. I've attached this to the post My main question is what is "an order excluding the Defendants from the property"? Does it mean a lodger ie an excluded tenant? or something else? Is it evicting a commercial tenant? The full paragraph says : " in detail and in numbered paragraphs the background to the dispute and why they are entitled to an order excluding the Defendants from the property" I have no idea what this means ... The accompanying letter to the solicitor said something about varying a residential contract into a commercial contract. I've included the full letter as an attachment. The exact wording about the varying order is: "That the said Assured Shorthold Tenancy bearing the latest date be varied into a business/commercial lease upon registration or obtaining an operating licence with the regulatory board namely Office of Standards for Education Department (OFSTED). " Also is it possible to ask the court to show us the original application or order from the court, so we know what the hell is going on ... The only forms we received said Because this Order has been made by the Court without considering representations from the parties, the parties have the right to apply to have the order set aside, varied or stayed. A party wishing to make an application must send or deliver the application to the court (together with any appropriate fee) to arrive within seven days of service of this Order. The Claimants must file with the Court and serve on each Defendant by 10-12-2015 a signed and dated witness statement which sets out clearly and in detail and in numbered paragraphs the background to the dispute and why they are entitled to an order excluding the Defendants from the property and which contains a declaration ('a statement of truth*) that the contents are true . 3) When the Claimants do this the application will be placed before a circuit judge who will decide without a hearing when it will be heard: 4) If the Claimants do not do this by the date given, the application (but not the Claim will be struck out) Dated 17 November 2015 Again we have no idea whats going on, please help. Thanks
  13. Me and my ex have been renting a flat for just over a year, we have a child and have recently split up. When it was clear the relationship couldn't be saved I put in notice to end the tenancy agreement (It's a big expensive place that I didn't want to continue with on my own and she wouldn't be able to afford), she was asked to confirm which she did and we were given a moving out date. She confirmed she had arranged to move in with family with our child until she was able to arrange a place, I know that this is fact as I actually double checked and confirmed everything was in place to ensure both would be sorted when the flat was gone. She's now gone to the council in an attempt to obtain a council house and has been advised by them to not leave the property, even after our agreement has ended and the flat has supposed to be handed back. They'll then sort her a place when she has been evicted. This obviously isn't on. My guess is I can wave goodbye to my deposit if she goes through with this which in the grand scheme of things I'm a bit annoyed about but it isn't the end of the world. I'm more worried about if I could be taken to court for failing to leave the property (although I will have left) or if I could be liable for any rent she may tot up or anything along those lines? Will they take legal costs etc out of the deposit? Could I be blacklisted anywhere? Thank you!
  14. My GP and an OT applied to the council for adaptations to be made to my home (wet room and stair lift). I live in a 3 bedroom house, my eldest 2 children having now left home. My youngest daughter has her room, I have mine and the L shaped minute box room I pay Bedroom Tax for each week. The council have stated that I can not have the adaptations made to my home as I am under occupying the house I live in......The problem is, my diagnosis. They seem to have overlooked as to why I can't move house. They make it sound as if I choose to live here. I certainly didn't choose to have all 12 diagnosis that I have, which makes it impossible to move. I wont list them all, I can if it helps with answering my post, but I will mention High Functioning Autism, Non Epileptic Attack Disorder, and the reasons I needed a wet room in the first place.....Chronic Pain Syndrome (feet, ankles and calf's) Sciatica and Arthritis of my right hip.... I feel as if I am being penalized for the same reason twice. I have to pay bedroom tax for that box room in order to stay where I am and yet the council are using that very same reason as to why I can't have the adaptations, for a room that I'm paying for. It just doesn't sound right to me. Anyone got any ideas? Is it right????
  15. After defaulting on an £18,000 unsecured Northern Rock loan they obtained a CCJ in Bradford Crown Court in July 2009. They then registered a charge on my share of our home with the Land Registry. In October 2009 I was declared bankrupt and included this loan in the bankruptcy. I have made no payments or made contact with Northern Rock or Marlin Europe since then. I was advised that the debt had transferred to Marlin Europe and they are now chasing me for payment. I have received a "notice of application for attachment of earnings order" that looks like it has come from the court but I suspect is another scare tactic from their solicitors, Mortimer Clarke. What is my best course of action? Do I need to complete the form that asks for income and expenditure details? I do not understand how an unsecured loan, sold as that and with the interest rate set accordingly can somehow become secured on my property. Does my bankruptcy not cancel this out? I would welcome any advice as the notice threatens up to 14 days in jail for not replying.
  16. In a nutshell I object to the placing of a neighbours satellite dish overhanging my drive. The dish is attached to my neighbours side wall, which forms the boundary between our properties but totally overhangs our drive adjacent to the neighbours wall. The biggest bones of contention are the tendancy for birds to sit on the dish and crap on our car/drive and often finding workmen on my drive maintaining the dish/cables with absolutely no notice or warning. My neighbour insists we do not have a right to ask him to move the dish. His view is that he has a legal right to place ancillary structures on his wall and similarly has a right to access my drive to access his 'ancillary structures'. Does this sound correct? Is there really nothing I can do to get the dish moved?
  17. Hi Am asking this on behalf of a friend: Barclays Mortgage In joint names of man (friend) and his ex partner (not married; now living with someone else). She left him and the property in 2007. He has continued to make mortgage payments (repayment & Interest / apx 8 years to run). She has made NO payments since 2007. (He has also taken care of 5 kids) He wants to get her name off the deeds and mortgage and he wants to sell. She has disappeared. How can he resolve this? He also doesn't want her to benefit from the increase in property value since 2007 !! Mostly because she left him and has contributed big fat 0 ever since.... Does anyone have any advice please ??
  18. Hello Please could someone clarifiy how the CSA calculates NRP payments on savings and property? It's been several years since I researched this topic, but my understanding in the past was as follows: They can only assess savings over £65,000, so if you had £100000 in savings they would be interested in the last £35K. They then assume you are earning a fabulous 8% income from this investment! Therefore the income figure would be 8% of £35,000 which is £2800, and the payment would be the usual 12% of this amount, as it is with your other income. So the payment would be £336 per year. Is this an accurate interpretation of their rules please? It's a bit confusing because on other forums some people seem to think that if you have savings over £65K then the CSA would assess the whole amount, so that would be the full £100K in the above example. I don't see how this could be true because there would be no incentive not to just spend any savings above £65. Thanks for your feedback
  19. Hi, I have a CCJ registered with a final charging order dated 8/6/07 on my property. The company appears to have been dissolved 7/11/09 from info online. I have never had any other payment plan in place with them or correspondence. How can I get this removed as I wish to sell the property in the near future? Thanks
  20. please i need an advice on how to remove an equitable charge from my property which was put in 2007 in favour of barclays. i have contacted barclays but was told it was sold to HFO I have contacted their solicitors drysdane fairfax and i was told it has been sold to link financial I was told link financial are verocious please kindly assist
  21. Hi All, Forgive me if this is in the wrong place as I am not sure which one to post it to. Today my daughter found two enforcement officers in her house when she returned home. They told her that they had a court order to obtain £640. for old council tax bill that my daughter knew about and had told the council she would pay it off in instalments. They issued her with no papers of any kind and would not say anything when questioned about the court papers and would not show them or any other papers to show they had a right to enter the property. They would only say that they were on file. The debt came about through the council messing her about when they she lived at a different property. The council had passed the debt out to a DMT but my daughter told them that she wanted to deal only with the Council and was told by the council that she would have to wait till the debt was passed back to them. They would not answer any question but would try to force the conversation away from any questions asked. Then because they did not like the questions I was asking they added another £110.00 to the bill. What I want to know is Did they have a right to enter the property while no-one was in (the door was closed but unlocked as she was just across the road)? Should they have had copies of court orders so that we could see them? Should they have had any papers saying they had the right to enter the property? Thats it for now but if more info is needed I will add it.
  22. My family and I have lived in our property for almost 6 years. Over that time, our letting agents have failed to do any sort of maintainence on the property. Fixed cupboard doors, broken taps, peeling ceiling paper, have, over the years, been repaired by ourselves after countless and fruitless requests to the letting agent. Things weren't so bad up until last year. Our letting agent did do yearly checkups on the property, however this year, not only has this stopped, but they have failed to even respond to emails or phone calls. My main question is: As we've been living in the propery for this long, what is the landlord required to maintain and what should we take on ourselves? We have two children and we have been "living" in the property therefore this general wear and tear which after 6 years needs upkeep. The carpeting is extremely old and we were told by our letting agent that this would be replaced after 5 years of tenancy, however they now refuse to speak to. Apart from th is, there is a good deal of repainting needed, the skirting boards have all come loose on their own valition, the cupboard doors are fallng off and many more things needing minor repair. It has gotten so that I no longer feel the property is worth the rent that I pay for it! I am considering a letter to the agent stating that if repairs are not done I will be informing our landlord. The landlord is in fact one of our neighbors. Frustrated. Thanks.
  23. I might have been deceived or involved in illegal activity? I'm buying a property from an auction . The seller of the property isn't the owner of the property. It is an investment company that has signed an agreement with the real landlord. Their completion date is the same as my contract with the investment company but an hour earlier. The reason I think it might be fraud is because we have dealt with the investment company solicitors in the past. Their solicitors didn't want to say too much but they hinted that they wouldn't deal with that company again and what they are doing is grey area. It sounds to me like they might be evading tax and I don't want to be involved in it? Should I be worried about it? When I spoke with my own solicitors, they didn't seem to worry at all?
  24. Hi floks, I think it's a reasonably simple issue (or so I hope). I have had set up by the property agency a direct debit for my rent of £800 from my account. It's been going smooth until today. The agency DD'ed the full amount - however, I'm moving out of the property 10th of this month. The agency, of course, knows about it as they have themselves informed me long time ago I had to move out as the landlord is sellling the property. I had in this bank account less than £800 so it shows right now that my balance is negative. I guess, it will have me incur, not because of my fault, various penalty fees on top of that. What next step should I take?
  25. Hi guys I need a bit of advice here, because I'm afraid my situation has become more of an issue that I thought it would be. If I explain the whole chain of events it might be of help. So, In March 2013 I moved into a property on a 6 month short hold tenency. I signed the contract and my then partner was credit checked like myself as she would be spending a lot of time at the property but not living there. I had no problems with this and all was fine. In the November of 2013 we were offered another property for better rent and closer to where we wanted to live, so I spoke to the landlord and explained the circumstances, he was more than understanding and we also agreed that because my finances were tight and that I was paying the rent, that using the bond as the final rent payment would not be a problem. Well unfortunately the move fell through, there was an issue with the mortgage people, I dont know the ins and outs but the short of it was the we couldnt move in. So, I went back to the landlord and asked him if we could stay in the property, he was happy with this and said he didnt really care aslong as the rent was paid, his only stipulations were he wanted another 6 month contract, no issue there. So myself and partner went to the letting agents and as we were signing the contract it came to light that the landlord wanted us both on the tenancy, well I didnt have an issue with this nor did my partner so we signed a 6 month short hold joint tenancy. The only question we were asked by the letting agent was, was there any rent owing? rightly we said no. A few days later, I had the landlord on my case about us now having no bond, I in a round-a-bout way said what would you like me to do about it? he seemed more annoyed that the letting agents had made a mistake, it pretty much was left there and didnt come up again. There were no more issues of any magnitude for a period of time now. Fast forward to September 2014 I was involved in a nasty car accident, I was off work for 6 months and had to undergo a lot of doctors, neurologist checks and tests and things, I had some short term memory issues and am now medicated on beta blockers indefinately, with proper medication for diagnosed migraines. I was off work for 6 months and because of my employers sickness policy I was as of November 2014 put on SSP. This really screwed with my income and my partner not being in work really hit us hard. However, as should be done I spoke to the Landlord about the situation and said I was going to claim Housing benefit and council tax reduction until my pay returned to normal, would he accept this? After some umming and arring he agreed to this, his only stipulation was to make sure he was paid by the 13th of the month still, again not a problem. I would use the benefit plus the SSP to pay the rent. I organised everything with the council via phone and letter to make sure it was all done properly. During this period I stayed with my parents for 2 weeks as I needed a break, well my partner had a few friends round and one of them managed to pull the shower screen from the wall by pushing it the wrong way, pulling 2 tiles off the wall with it, it was an accident and not made any easier by the fact it was actually upside down and kind of useless anyway, but it needed to be repaired nevertheless. Unfortunately the accident and the financial strain we were both under now, increased the pressure in our relationship 10 fold. To the point where my partner who has ADHD snapped and things became violent, especially with alcohol involved. I cant drink and dont drink anyway, and it really ruined everything for us. One instance in particular in early 2015 involved my partner totally trashing the house, and then being arrested for domestic violence. She had thrown a solid glass ashtray at one of the double glazing windows that make up part of the front door and shattered it, throwing my phone at several of the walls had made marks in the plaster, 2 of the 5 doors in the house had holes put in them and the airing cupboard doors took a beating, where the living room door and spare room door had been swung with force and the door hit the frame, the doors had fractured the full vertical length, she also kicked the living room door that hard it cracked the bottom panels of the door and pushed the frame of the door forward cracking the plaster on the wall. The neighbours not only called the police but also informed my landlord, who up until I told him it was just the front double glazing that was damaged wanted us out of the property. Which to be fair to him was not in my eyes unreasonable, but after I had spoken to him and told him I would sort the repairs out, he was ok with. I didn't dare say anything else about the house, I was so embarrassed, but I made arrangements to have it all fixed straight away. My partner decided that she was now done with our relationship and told me she was taking herself off the tenancy, she messaged me to say she had also messaged the landlord to get him to take her off the tenancy and he had said ok no problem. This was a relief as now I could just focus on getting all the repairs done, I had all the holes in the walls and doors filled and sanded, I invested in a tile cutter and had the times re-grouted to the wall, minus the shower screen, it wasnt damaged just needed 4 screws into the tile and plaster to put it back up the right way round. Over the next couple of months myself and partner tried to reconcile with each other, it didnt really work out and we spilt yet again, this time she decided it was time to move all her stuff out of the house, I somehow managed to short the landlord by £250 in all the commotion, it was a pure accident, I admitted the mistake and said I would square it up with him, this moves us upto the 10th of June 2015. The financial strain on me at this point was unbearable I couldn't afford to live, so after speaking to my mother and father we all decided enough was enough and just pack my job in, cancel the benefits and get out. I messaged the landlord on the 11th of july, two days before the rent was due and bascially explained that my situation was untennable and I was giving notice that I would be out of the property by the 13th of July. I woulld also have the final months rent and the outstanding £250 squared up with him by this date, his reply was 'ok' After handing in my notice at work, they allowed me to leave a week earlier than planned so instead of finishing on the 3rd of July I actually finished on the 26th of June, so I spent the week cleaning the house top to bottom, I cleaned the ceilings, floors, sideboards, carpets, walls, mopped everything the works. I wanted the house to look as good as it did before I moved in, I wouldnt leave any propety in a mess, it is just pointless. I not only packed my stuff, but my partner had left a lot and I mean a lot of items in the house, cupboards, chests of drawers, countless numbers of bags full of clothes, so I packed these also. Obviously splitting it all. I made her aware of my intentions to be moved out by the 13th but she didnt have the space straight away to move everything so I agreed that she could come and sort everything out, find somewhere to put it all and have it out by the 13th. She also was able to sell some of the bigger items like the fridge and washing machine, and give other things like a desk and such to family members. A chance phonecall off my father meant rather than me try to arrange a removal company, he would come and pick me up on the 4th of July and we would get all my stuff out of the house. I informed my partner of this, and after some heated exchanges she agreed to come and get everything else out. Things quickly deteriorated here and rather than come and sort out her stuff, she did other things. So come the morning of the 4th July my mother and father arrived in the morning, we packed and left. All that remained for my partner was to collect her belongings and post the spare key. I would pay the landlord the rent plus the outstanding arreas and we would be done and dusted. Well things never being that easy, my partner decided that the house wasn't upto scratch to move out, even though I had my parents look at the job I had done and they said it was over and above what would have been expected, they rent out property too. So she took it upon herself to further clean the property, I kept saying to her just take your stuff as your not a tenant and post the keys. Well she was adamant I hadnt done as good a job as I thought and sent me regular pictures over the next few days of each of the rooms, all I can say was each room was spotless, top to bottom. Not neccessary for her to do anymore, but she did and there we were. As for handing the keys back she just kept saying she had until the 13th to get all her stuff out and she would organise having the keys sorted, she had the spare key. Coming to yesterday now, I was out with some friends and missed a call from the landlord and a message asking if I could meet him this week sometime, I was unable to reply as I had no phone service. Today however, he went to the property, and my partner who was just finishing off leaving answered the door. Apprently the landlord had been ringing me constantly for 2 days, I only recieved the one call. And my partner gave the landlord the address of where I had moved too, and both my mother and fathers phone numbers. He then in her words, went on about taking her to court for unpaid rent and such and that she was still on the tenancy, that weas news to me and she had told me she wasnt, why wouldnt I believe her, infact I was glad of it when she told me she had taken herself off. He then must have tried to call my parents several times, who both had no clue who's number was calling them, my dad didnt answer, but the landlord left a message without even introducing who he was, voicemail merely said, ' I am looking for a guy named Stevo7790, can you ring this number'. Imagine my delight at having to be quizzed by my parents as to why some bloke had rang their personal phones asking for me. Speaking more to my partner who I am either assuming was exaggerating the conversation with the landlord or he was doing it himself, claimed he had constantly rang my parents with no answer. Well they would, they didnt know the number or who he was. This morning before any of this, I paid an initial payment of £650 to the lanrdlord, I will have to pay the outstanding £150 by the 13th of July and I have no issues with this, because as per my communcation with him, I had said I would have everything paid by that date, which he agreed to. I have messaged him this evening to reassure him I have not done a runner or anything, I owe the money, I stayed there, I will pay it. This brings me to some questions and I need some help and advice here please: Because there is no bond, does this cause any issues? Now if there is any costs for anything that he determines as damage I will happily pay for them, but I didnt have an inventory when I first moved in either, so thats going to complicate things isnt it? Plus aside from the shower screen, which isnt damaged and I had the tiles repaired and replaced would just need fitting, so yes I will pay for the work to be done. Because my partner was either dishonest or the landlord lax, and she is still a tenant, does that mean that the landlord will go for her and not me for any other costs because I vacated and was still there? To be honest I'd rather just have it all over and done with. My parents arent pleased the landlord called them, is this something he is entitled to do? The landlord came to the propertly because allegedly he and persistently tried to get hold of me for 2 days, and that I wasnt answering his calls or messages, Well the reality is I had one missed call and a message I was unable to reply to, is just turning up at my doorstep without prior arrangement something he can do? Finally, have I done anything wrong in moving out when I did, before the 13th of July, even though I indicated this? There was no mention of an ad-hoc get together with the landlord before I left and I didnt expect one. The property is in lovely condition and personally I'd move in if I saw it. For all the landlord could know I might have been on holiday until the sunday, or any number of things, I had given the right period of noticed and advised the landlord in a way he deemed acceptable so I have shot myself in the foot in anyway? And ofcourse, either way I would have paid the final rent and outstanding arreas. The only reason I did it like this, was because in a previous property I did exactley the same thing where I left a little early, emptied the property, cleaned then on the due date paid the final rent and posted the keys, there was no issue there. Any help or advice would be greatly appreciated Thanks Steve
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