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Hi, im sorry this is a rather long story but i really need some legal advice... my husband had a tenancy in his ltd co name with a pub company. when he passed away 2 years ago the pub co regional manager asked if i would continue with the pubs, he had another one at the time with them. Both pubs were struggling and i told them i wasnt sure. They assured me of financial and business support. Obviously they didnt want two closed pubs on their hands and i felt a responsibility to my husband to keep them. i struggled to manage both pubs without my husband and trade suffered due to various different factors. The rent support never happened and they often held me to ransom refusing to release orders without full rent payments. At the time the rents were over £1000 per week on each pub and we were trading at just over £2,000 a week so not hard to work out why struggling. I ended up putting around 50k of my own money in as each week unless i paid the rent on both, i couldnt have any beer and if bought from somewhere else they would fine me then refuse the next weeks order until that was paid!!! They never so much as kncocked a penny off anything, i paid full cost on rent for both pubs for the 15 months it took them to transfer in to my name despite having my name on nothing. they lied to me about what rent deal they would do on the new lease and also refused to give me proper credit terms etc. as a result and having at their insistance put a brand new deposit down on what was already my pub my cash flow took a battering and im now on the brink of closing altogether. various people i have spoken to have told me that they should not have let me trade for the 15 months it took to transfer then pub into my name as the tenancy was in my husbands ltd company name which legally shouldnt have traded after he died since he was the sole director And my name was not on anything. Is this true and if so can i do anything about it now? thanks...S -
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LACEF News is an excellent online "news" website ( link below) which has been set up by the founder of LACEF (the Local Authority Civil Enforcement Forum). Anyone with an interest in local authorities, council tax, benefits (including Universal Credit etc), bailiffs etc will find a daily visit to LACEF News of interest. There are even news articles about important legal cases. New articles appear throughout the day. LACEF News is certainly a page worth bookmarking. PS: To read full news articles (as opposed to a short extract) you will need to complete the short ‘sign up’ form. https://flipboard.com/@barrieminney/...news-vvnps43sy -
Good morning - I wondered if anyone could help me. My live in partner received a Notice of Enforcement from Jacobs Enforcement Agents yesterday for an upaid Borough Council parking ticket on 31.5.13 with the total sum being £157 (£82 debt and £75 compliance stage fee). She has until 6pm on 27/08/15 to pay. That is the first notification she has had in relation to a PCN and the problem is that her car was still registered to her old address in early 2013 as obviously all the paperwork was sent there. She maintains she never received a ticket on her windscreen and would have paid it asap if she had. She phoned Jacobs yesterday before telling me and explained the above, but they put pressure on her to pay immediately which she didn't. All she knows about the PCN is the date and her reg number - no Notice to keeper, etc. I phoned the Council and explained but got put through to an outfit called 'Chipside' who I never heard off and had a 0845 number. I tried to explain again, offering to pay the fine but was told. no as its passed onto the bailiffs. The operater told me to ring a penalty enforcement crowd, (I think), which there was no answer. Although the total cost is not too bad so far, my partner is panicking and stressed out, and we obviously feel that she cannot defend herself due to no evidence or documentation until now. I have researched Jacobs and they seem like a nasty piece of work so we would like to get it sorted as soon as. What would be her best options at this stage? There is just so much conflicting advice out there but don't want to pay these parasites until we are sure we have all the bases covered. Thanks in advance!! -
http://www.consumeractiongroup.co.uk/forum/showthread.php?452870-Bailiffs-demand-reverse-checks-from-DVLA From our media section ^^^^^ Full story HERE -
Hi, I hope this is coherent and someone will be able to help with some advice that I can pass on. Sorry if it gets complicated! my aunt has a mortgage with the infamous Kensington mortgage company, but fell into arrears whilst seriously ill abroad with Breast Cancer and then secondary complication of Tuberculosis, Kensington were aware of her illness. Long story short an Eviction was scheduled. A month before the pending eviction when aunt was informed, she made contact with kensington and sent Income and expenditure form, a proposed repayment plan, and proof that she was indeed ill abroad in hospital (2 medical certificates). This group of documentation was sent on 3 separate occasions, when she called Kensington from her hospital to confirm their receivership, they would ask her to send it again, claiming they didn't receive one of the documents. During this time she made 3 separate payments to pay the arrears of about £3000, clearing half of the arrears. After continuous phone conversations with Kensington, they had finally confirmed that they had received the documents after she complained that she had sent them multiple times and had proof of this, they informed her that they were satisfied with the documents, and proposed repayment plan and would meet with the management team to discuss and come to a decision and inform her of this. Aunt phoned Kensington the day before the eviction and they still hadn't come to a decision, so asked her to call the next day. (Eviction scheduled for 11am) Now on the next day, she called as soon as the call centre opened and finally got through to an adviser around 10am who informed her that they had decided the only way to cancel the scheduled eviction was for her to pay one monthly instalment + the proposed monthly £100 to clear the arrears before 11 from her own UK bank account. (Previous payments whilst she was ill were either from her daughters account, which she informed Kensington of, or paid into Kensington's account through the bank counter). So aunt's bank account has to reactivate her bank account which was dormant due to her being ill out of the country for so long, transfer her funds into that account, and money was paid into Kensington's account at 10:40am. They claim that it reached their account at 20 past 11. Now her son drove to the property around 10:55 and saw that the bailiffs were already there before 11am and front door was open. Kensington released the telephone attendance note from their solicitor to the bailiff, which is timed at 10:45 AM, and says- "He said they are already there and they have looked at the property and there doesn't seem to be any response from anyone inside. He said they have looked inside and borrower may be a hoarder. He said they went to the back of the property and it is filled with rubbish from top to bottom. He said they will go inside and see what happens but said it might be difficult to get inside as he suspects the door may be blocked (due to hoarding) but will let us know what happens" A few notes about the house, it's fitted with curtains curtains at every window, so anything on the inside is not visible from the outside. Property has a garden gate, with back entrance to house (conservatory), Conservatory is used as a storage room so contains multiple boxes and bags, however has floor to ceiling windows so anything inside couldn't be seen from outside. you'd have to be inside the house to see what was inside. Is there anything that can be done with regard to the bailiffs entering the property earlier than 11am, or even breaking open the gate and entering the garden before 11am (i.e. trespassing?) Also in regard to Kensington only deciding to inform my aunt of the payment to cancel the eviction 1 hour before the scheduled eviction, can anything be done about that? Is that an oppressive act? She is planning to apply to the court for a re-entry Sorry if this is in the wrong forum. If anyone has any advice please help, I feel terrible for her as she has been so severely sick and we're trying to assist her as best we can, so would be very grateful for any advice anyone can give.
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Hi, in 2013 my local council were having "technical problems with their system" and kept losing my Self Employed accounts etc - I was self employed since May 2009 but trading at a loss so claiming Working Tax Credits and Council Tax Credits (Full) from 2010. In May 2013 I was issued a Court Summons so I called the council and she explained that it was issued wrongly due to the technical error and that I should just ignore it. (I can't prove the content of the conversation but I have an itemised phone bill that confirms I was on the phone to the council for over 30 mins)! In November whilst I was at my office, I returned home to find a "Notice Of Bailiffs Attendance"! I called the number on the letter and explained the situation and he said I need to take it up with Council Recovery. I called CR who said that they were not informed that I didn't owe any money and transferred me to Council Tax- they said that they were not informed by CT Benefits so transferred me again and CTB said that they knew nothing and nothing was on my record about me handing all of my paperwork etc (for which I have stamped receipts from the council)! So I went to the One Stop Shop in person with all of my paperwork in hand! By this time I had a breakdown so for the first time in my life I went unemployed as I couldn't focus on work! I also visited CAB several times over this but cutting a very very long story short I am paying the Bailiffs a ridiculous amount of fees (around £600) still for a "debt" that I didn't owe in the first place. Plus a couple of months ago I received another Court Summons for "Non-Payment of Council Tax" because they said I owed £14.60 for my 2014/15 bill (that I had paid a couple of months previously) and charged me another £75 court costs! I have the receipt for everything- when I phoned them they told me that they had knocked the money (£14.60) off this year 2015/16's bill!!! So I had a deja vous moment. Currently I am on the sick with Anxiety, depression, hypertension and the other week I collapsed and smashed my head open and got a concussion for which I am still seeking medical help for. My question is- what the hell can I do about this before it kills me??? CAB said there is nothing I can do (they said the only thing I can do is to get the council to intervene with the bailiffs, but I have a written statement from a council spokesperson that "they cannot intervene as the bailiffs are not acting on their behalf" (because I never owed them the money in the first place)!!! I have tried to keep as brief as possible but do have all receipts and correspondence etc! -
http://www.consumeractiongroup.co.uk/forum/showthread.php?452689-Children-s-charity-bosses-praise-town-hall-over-decision-to-stop-bailiffs-calling-on-families-with-kids-at-home-Manche For the full story http://www.manchestereveningnews.co.uk/news/greater-manchester-news/childrens-charity-bosses-praise-town-10110772
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I'm wondering if you could possibly offer me any advice, like you have kindly given to many before me. The Task Enforcement came this morning at 7am to tell me that my car had been clamped, and that I could un-clamp it by paying a fee of £535 It all started on 22.07.2015 when I was contacted by my old landlady. She told me I was being chased by Bailiff's for unpaid Congestion Charge Penalty Notice. I realized that DVLA must still have my old address, so I immediately sent off my driving license, and also called the Congestion people. They said that I now owed about £270 from entering the congestion area on 26.02.2015! But was too late to pay them. They kindly advised me this happens all the time and not to worry. There was another procedure. They put me in touch with the TEC. It was all very friendly. Having looked in my diary, 26.02.2015 I was on a job on Curtain road and retracing my steps on Googlemaps, I had turned around just inside the congestion zone without realizing at the time The TEC then sent me the PE3 & PE2 Statutory Declaration application forms, which I completed and had signed by a local solicitor (£10 charge) The TEC then sent me a letter on 04.08.15 to say that my APPLICATION WAS REFUSED without a hearing. There were options to apply for a review but they both had extra costs. I presumed I would have to bite the bullet and pay the full amount, and have been waiting for a final bill. Then the first correspondense from the Bailifs came this morning with a clamp. Aparently they are called Task Enforcement and I had to pay them £535 so that I could take my kids to school and drive to work I must add that the bailiffs were actually nice guys, and it saddened them that there was nothing they could do. They said they would wait in the van for five minutes whilst I had a think Is there any way of getting some of the money back now that I have paid it in full? Breakdown of payment below debt £202 Compliance stage fee £75 Enforcement stage fee £235 Thanks and best wishes Joe -
This one from Scoop regarding increase in bailiff referrals by councils http://www.spaldingtoday.co.uk/news/opinion/campaigns/how-the-cost-of-paying-up-is-sending-bailiffs-diaries-wild-1-6962592 -
I received the following via a National Debtline twitter feed link http://www.stoptheknock.org/ Click on the map for your area and it will give you the stats for that particular Local Authority. Out of interest I clicked on Peterborough to see what information would be given. Very interesting. And Oxford
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I'm hoping someone can give me some solid advice/help here. We had a magistrates court summons for unpaid council tax, and as a previous years was on an attachment of earnings already, wrongly assumed that when the liability order was granted, this would be collected that way too. Around 1 week ago, we received a letter from Chandlers advising they were going to visit. At this stage I tried to speak to the local council who have refused to queue it as an attachment and wouldn't consider my payment plan or recall from bailiffs and allow me to deal direct with them. Next thing I know we were woken up at 8 today with knocking on the door, and as we didn't answer a Notice of Enforcement was put through the letterbox. I spoke to the council again as well as bailiff and the bailiff told me that no it was too late to make a payment arrangement and he would be back in hour and a half to seize goods. I went to speak to the CAB who phoned both bailiff and council, and got told much the same, bailiff went on to say he was coming back tomorrow morning and if we didn't let him in next step was apply to courts again for a locksmith. CAB arranged an appointment to come back in tomorrow and do a money plan/budget thing with them which they say will go in my favour and help in trying to sort this. I thought, but admit this could be wrong, that bailiffs couldn't just come and take your goods they had to levy them first. So am I falling for scare tactics from Chandlers or can they if they were to be let in, just up and seize stuff? Any advice on what my next steps should be, as it is a minefield when neither Council not Chandlers are prepared to talk to you and let you arrange a repayment plan. -
There are so many press reports recently of debtors being arrested and in this case, found guilty and sentenced to 8 months in prison (suspended). In this case the debtor's car had been moved onto a vehicle trailer by bailiffs from JBW Group and the debtor set the car on fire. Link and word version of story below: http://www.plymouthherald.co.uk/Plymouth-man-set-car-seized-bailiffs/story-26217852-detail/story.html Desperate Bekim Recica, aged 42, set the Vauxhall Zafira ablaze as a recovery company prepared to remove it from outside his home, Plymouth Crown Court heard. The father-of-five had earlier threatened to kill anyone who came near the vehicle. Nobody was hurt but the car was wrecked and the low loader where it was sitting was damaged, the court heard. Handing him a suspended prison sentence, Judge Paul Darlow told him: “It was explained to you that once the car was seized, it no longer belonged to you. “You clearly armed yourself with petrol and made very determined efforts to set fire to the car despite very clear warnings.”
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12 july 2015 Hi, Please can someone help me, its urgent and I am very worried. Just to give you a brief background I am a single mother and was diagnosed with a chronic pain condition at a young age and Iv had for many years other health issues have now made me worse like diabetes, Ibs, arthritis and more. Iv also had to be there for my mother who is bed ridden after a car accident and my step father who for many years had liver disease and was very ill before he died a couple of years ago. I have tried to go back to college and university where I now have a degree but its been really difficult iv also had battles with neighbours, bullying with the children in school etc as well as problems with debt people. Iv been trying so hard to get my life back on track and my credit report and feel that I cant win because there is not enough hours in the day or my health is constantly giving me problems or looking after everyone else is over whelming. I also have dyslexia also so paperwork is a struggle the last few months my mum has been very ill after a suspected stroke, heart was checked out and now she has lost the feeling down one whole side of the body. Due to this and all my other issues including being forced back to work which I was trying to do but I was trying to do it in my time due to my health, my paperwork has had to take a back seat. Recently iv gone through some letters I didn't know that santandar were trying to take me to court and missed the dates etc. I have now received this letter that I have enclosed it on your site for you to see and I am very frightened I don't have a lot but what I do have I cant afford to loose especially when Im trying so hard to get work and start a business if I can, but due to me struggling with everything and feeling very over whelmed and I don't know what to do. Please can some one help me to sort this out quickly, so I don't loose anything. I do have other debts but I feel I need to just work one debt at a time at the moment due to trying to cope with everything and my dyslexia. I have years of this actually going on and my mum helped me pay off this account so that I thought and I moved over to another bank for a new start only to find out latter that I had a debt, I need to go through years of statements which I don't have all of them because I believe at the time they were giving me charges for anything and everything and at one point I was in college/uni and was supposed to be a student and not get any charges at all because I was a student. So I feel let down by this company. Since I have gone over to a new bank iv never had such problems or charges etc ever again. Thanks in advance to everyone. Roguehunter -
It would appear that this completely unqualified individual is now offering legal services to judgment debtors whereby he claims to be able to "Stop your High Court Writ" for £125. Having read many of his posts here in the past and on his various websites and forums it is clear that this person has little to no understanding of this area of law and is no doubt costing genuine judgment debtors looking for help. In the past we have had sight of his assistance and whilst on the most part it is just worthless nonsense on several occasions it has actually cost the debtor considerable sums that would not have been payable without Jason's involvement. A new page on his website laughably states: Coming soon end of July 2015. How it works. 1. Complete a fact-find to see if your writ or circumstances qualify for this service. 2. Complete a short online questionnaire 3. Payment 4. Sign and take (or post) your documents to court 5. Kibosh! Your writ - and the enforcement power - is stopped! Where possible, I will also get your original county court judgment set aside as well! It will be interesting to see what the SRA make of this. -
Hi Please can someone help.. I entered a payment plan with Andrew James Enforcement last year. I made all payments as agreed until the debt for parking fines was paid off. I recently got sent back to them on missing a payment with my council. to find they are now chasing me and have sent a removal warning \(even though they have never been inside my house) for the debt that has been paid in full. when challenged they state they have never received a payment even though £300 was paid at the point of the payment plan being put in place by the council. I have challenged them on this and have written a letter expressing my concern even included my bank statements to show all payments made during . they responded after 3 chases from me and the execution of their removal notice being sent in the post saying they disagree and refer to the original warrant that remains unpaid and they are unable to access any archived account. Surely this is mismanagement of accounts and they must be accountable. I can prove the monies paid in fact I over paid on the account. I am un clear on how to proceed. I don't really have the cash to employ a solicitor but unless I can get some advice I may have to and have every intension of persuing this until resolved. My nerves are on edge, my daughter is disabled and I also have a physical disability. Please Please Can anybody help? -
Hello everyone, I really hope someone can give me some insight into this as it has me very stressed! This morning I received a notice of enforcement from excel civil enforcement bailiffs regarding an unpaid parking ticket dated 12/11/2014. The demand is for £187. £112 of which is for the ticket and £75 for compliance stage fee. This is the first I have heard about this ticket. I phoned the council who said because it is with baillifs they can't do anything further. I phoned the bailiffs who said they court has ordered I pay that amount and that I must pay it before 03/08 or it will move along and the next fee is £235. I have told them I can't afford this and they said they'd need to do an income and expenditure form over the phone. I agreed. I then told them im unemployed and in receipt of no benefits, I live from the generosity of family. She then said as thats the case they can't complete the I&E form and the best they can do is split it into 10 weekly payments of £18.7. The issue is, even that amount is unaffordable for me. I offered to pay £20 a month but they won't budge and said if I dont pay then it will move onto the next stage. I called them back later and spoke to another person. I asked if I could take the name of the court and the court order number so I could appeal to the court to allow me to pay it monthly. He wouldn't do this stating nothing can be done but to pay. Eventually after he went to speak to a manager he told me "im sorry you've been misinformed this hasn't been to court". What can I do!!??? I don't want this to move to the next stage costing hundreds more and ending in my car being seized... Without a court order can they even do this to me? Please help a very distressed man (I am off work due to post viral fatigue which has induced severe anxiety disorder which I take medication for but this has taken me to the edge!) Nick -
Hi, This is my first post here - long time lurker. I stupidly fell into arears with my council tax at my previous address, partly due to my ill health ( which i'm registered disabled for ) I received a letter from my local council advising me to pay £222 by a certain date which I forget, I assumed I had paid by that date so thought no more of it. Mid June I received a letter from Jacobs advising they had been instructed to retrieve my debt £95 + fees which all in all added up to £170. I thought this was a mistake and so stupidly ignored it. Today I returned home to a hand delivered letter saying they would be returning within 24 hours for goods / payment of £405. I called and spoke with agent who said pay end of. I explained I thought i'd paid, she didn't care. Rang the council and they said £222 had been paid just after deadline and £95 was court fees. Rang Jacobs back to see if I could come to a payment plan - a resounding no. Rang council back hysterical asking if they could claim the debt back and I deal with them. They've asked for a 14 day hold on the account where I have to write them a letter explaining my circumstances. Rang Jacobs back to advise what I'd been told, was put through to the welfare team who said as account on hold they cannot make any changes to it and ring back in 2 weeks. Sorry for the long post! Is there anything I can do to get this reduced to original amount? I'm so stupid for not reading things all the way through. Thanks for reading -
Every daily newspaper is today reporting the dreadful events of yesterday when Tom Crawford's long running battle with his mortgage provider (Bradford & Bingley) came to an end when bailiffs eventually entered Tom & Sue's bungalow and repossessed it in accordance with the court order. Given the high profile and public interest in this case, over 70 police officers were in attendance and the cul de sac where Tom and his wife lived was closed off. Police also hand delivered letters to all his neighbours to advice them of the reason for their presence. http://www.scoop.it/t/lacef-news Sadly every year thousands of homeowners suffer the same fate as Tom Crawford when their home is repossessed but none of them get the press publicity that this one has. There is because, unlike other home owners, Tom Crawford is a support of the Freeman on the Land movement. A few months ago bailiffs attempted to repossess the bungalow and social media sites appealed for supporters to attend the address to halt the eviction. Over 500 protestors gathered at the property forcing the bailiffs and police to retreat. Following that days events, Tom attempted to stop any further action by appealing the possession order to the court. In doing so, he did not seek assistance from a solicitor. Instead, he sought the services of various individuals who are well known on the Freeman on the Land (FMoTL) and Sovereign Citizen circuit. Quite simply.....the court rejected their silly arguments.
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Six years ago (in 2009) a Freeman on the Land (FMoTL) supporter by the name of Mike Dobson (Mike:of the clan Dobson) drafted a Removal of Implied Right of Access notice which he used to ‘scare off bailiffs’. He advised on the Freeman Ireland website that the notice should be put up at the boundary of the ‘private estate’ and the ‘public access way/street’ and that if a bailiff came to the door of the house they should be politley told that they would be trespassing and that they would have just 60 seconds to leave before a call would be made to the Police. Due entirely to the internet, the Removal of Implied Right of Access notice drafted by Mike Dobson went 'viral' and appeared on the Freeman on the Land’s favorite media outlet; YouTube. In 2010, the notice first appeared on the popular FMoTL forum; Get out Of Debt Free. Within a short time all popular Freeman on the Land websites carried the notice with many of them making their own changes to the wording. In March 2014 I researched the background to these silly notices and started a thread on this subject which to date has received over 12,000 visitors (link below): http://www.consumeractiongroup.co.uk/forum/showthread.php?420602-Notice-of-Removal-of-Implied-Right-of-Access-(NOROIRA)....where-did-these-bizarre-notices-come-from PS: Unfortunately, the internet sites that recommended using this notice were unaware that the notice proved to be a complete and utter failure for it’s author; Mike Dobson (see link below) http://www.consumeractiongroup.co.uk/forum/showthread.php?420602-Notice-of-Removal-of-Implied-Right-of-Access-(NOROIRA)....where-did-these-bizarre-notices-come-from&p=4664219&viewfull=1#post4664219
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I hope someone can give me the advice I need. I have a broken arrangement with a bailiff and I received a second visit today. Obviously I did not answer the door and he put an Attendance Notice to Take Control of Goods through the letterbox. The debt is now for just under £1,100 and although my car is only worth about £200 I am concerned he will clamp it just for spite. If he does can he still return to attempt to get the rest, or does he have one attempt only? I am self employed and need the car to go to clients - does this make it exempt? How often do these guys normally leave between visits? Thanks for any advice. David -
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Hi I am just wanting some advice, I recently received a letter from equita requesting £187 for a parking fine from 2 yrs ago, they sent the letter to my old address, I called to advise they had sent to the wrong address and they said my car was still registered there I explained the car was written off and SORN, and that I had updated all my details with the DVLA as I should. (So they were obviously lying and never checked where I currently live). I offered to make payment of £60 a month to clear this was refused they want full payment which I did not have at the time as the engine on my car had just b lown up. I meant to get some help on here but then I have had a recent bereavement in the family That wasnt expected and has knocked me for 6, so it got forgotten as my head is a mess still, but I had a letter today saying enforcement notice and added a charge of £235, why posting a letter costs £235?????? Myself and house mate were both home he didnt even knock!!!! Just wondering what my next step should be. Breakdown of charges Client debt £112 Court fee 0 Compliance fee £75 Enforcement fee £235.00 Total £422 Is this even legal?. Any advice would be appreciated thanks. -
HELP I have received a hand delivered letter in my letter box today from BAILIFFS It is addressed to my son who hasn't lived here since he was 17. I dont normally open any of his post and just bin it however this letter was not totally in its envelope. I have been estranged from him since he was this age as he was in considerable trouble with the police Now I have notice that these people are to return to my address to remove goods Help what can I do -
Hi I moved from a rented house to another rented house 8 months ago. There was an outstanding council tax bill of £650 on the old house which I hadn't paid. I gave them my new address etc and promised to sort something out but I then lost my job and have been unemployed since. They passed it onto bailiffs - Rossendales. They wanted £28 a week which doesn't sound a lot but when you add it to all the other debts and current bills etc it was too much I asked them to reduce it until I found work. I sent off the paperwork proof they asked for but never heard anything from them until just now. The bailiff knocked on the door and handed me an enforcement notice saying he would be back in two days to remove goods. I have emailed Rossendales and asked them why they didn't get back to me and what has happened to the paperwork I sent them and why haven't they looked at it. They haven't replied yet. I am at my wits end and don't know what to do. I have enough cash to pay the original debt of £650 but not enough to pay Rossendales which is £900. But if I paid the original debt it would leave me short for the rent which is due in just under 3 weeks time so that would be even worse - maybe!!! I just want to die. Can anybody offer any advice? thanks -
Hi all, My boyfriend lived in a shared house in 2008/2009 for which there is a £900 council tax debt. His 'share' was paid by CT benefit/reduction, but I understand he's jointly and severally liable for it. We've contacted his brother (who was a tenant with him) who's willing to pay £3.50/week to the bailiffs for this debt. He's currently on JSA and he's had no contact with the bailiffs yet. We've had letters & visits from bailiffs (Excel) but not communicated with them or let them in. Last letter we received was hand-delivered at end of Feb saying they'll return on 04/03 - but nothing so far. I've recently bought a car and my question is: if his brother (who doesn't live with us) makes a payment plan - will the bailiffs stop visiting us? Or can they accept the payment plan from him, but still take my car too? And are the £310 fees enforceable as they have only visited our address, and not his? The receipt/invoice and V5 are both in my name and I am nothing to do with this CT debt, if this makes a difference to my car's safety... Thanks, Gemma EDIT: It has just occured to me that although the V5 and receipt are in my name, the car was a gift to me so the money will be coming from my boyfriend's bank account. If I need to prove ownership, will the former two documents be sufficient - or will the bailiff need to see a bank statement? And if so will that be enough for them to take the car on the grounds it is jointly owned? Apologies if I am sounding paranoid or jumping the gun...
