Posting on behalf of my parents. Have used these forums before, very useful they are too This may be in the wrong forum. Basically to cut a long story short, a council owned vehicle was turning round in the cul-de-sac they live when it struck the bottom of the drive and left some damage to some paving slabs. The driver was going to drive off if my father hadn't had seen him do it. Having contacted the council they sent us a Compensation Form, and now have sent a letter that makes reference to the Road Traffic Act 1988 Section 154 ("Duty to give information as to insurance or security where claim made"), which, in the grand scale of things and from other research, appears to apply mostly to accidents with another car. The letter is giving insurance details and excess amounts and asking for my parents details. The problem is, the accident was caused by their vehicle on my parents drive. It is not in my mind related to car insurance as the car would have been either in the garage or up the drive at the time well away from the public road. Could the insurance possibly be related to house or buildings insurance? Any advise would be much appreciated.

Some weeks ago I parked in a service area and complied withall the signage and rules they had, which they have admitted in a letter vaguely. The problem arose because thereequipment was faulty and did not record my car details correctly at the parkingterminal. However they had ANPR on sitewhich showed the car entering and leaving. So my question is ita breach of the Data Protection act section 55 to apply for my details fromDVLA as no infringement of their rules was committed? Also is it a breach of the BPA rules they use to access suchinformation? And if I ask them to remove all data relating me and my carfrom there records do they have to do it?

i have been served today with the a statutory demand, by 1st credit, trading as connaught collections, and given me 18 days to reply to the notice sent recorded delivery, and demand for payment of £3800 , this is a credit card debt, which was placed in legal dispute with bank of scotland 2 years ago, after i had the account audited by a claims management company, it would seem the bank of scotland have sold the debt on yet again, But this is first time i have been issued with this, my problem is i can no longer get any contact from the claims management company and i am in a real panic over this, and i really not sure what to do next, i would be very grateful for some advice, as some say the statutory demand is another form of a threat, but i am taking this serious, as they advise me i have to apply to the courts,

Hi folks I would like to ask some advice if that is possible Long story short - I am in arrears with my rent due to a family breakup (My wife has left leaving me with the house and three kids) I have, as of last Wednesday, become 2 months behind on the rent and had the Landlord banging my door down and putting pressure on me to pay (He does use a LA but LL was "passing") He mentioned a Section 8 and that he was going to go for that. I stated I am trying to sort out HB at the moment, but it was a delay due to the Child Benefit having to be in my name before they would accept the kids were living with in regards to HB and this was still being sorted. I signed a new Assured Short Term Tenancy on June 24th....wife walked out in July.....so only a few months into the tenancy. He has demanded I now have a further meeting (after the hour and a half on my doorstep) with the LA so that they can discuss matters. He kept telling me to hand back the keys, that I should move out, etc which to be honest I am looking but I am not daft enough to hand back the keys as I would be intentionally homeless....and I did explain this. So onto my question: I have read a section 8 gives two weeks notice in regards to rent arrears - does that mean in two weeks I will have a court date or is it two weeks then they have to apply to the court? Also, and this maybe a how long is a piece of string question, how quick do these court dates arrive? I just worry that in a month I am going to be out the door and homeless I am working with the council to sort HB out and the housing officer at the council has been fantastic with there advice but I need time, or at least buy some..... I have offered to repay the arrears, the HB have suggested that the full rent will be paid as I am going to be on Job seekers Allowance (Temp as I hate not working....) and this should be sorted as "Fast tracked" due to JSA so future payments should be ok, it is just the arrears..... Any advice or help would be gratefully received

I have just submitted a questionnaire for PPI to Paragon in light of the Judicial Review on PPI. The PPI itself was sold by Midland and General however it was part of a regualted agreement with Paragon. Paragon have predictably wrote back saying not their problem, go to Midland and General. I have read something about secion 56 of the Credit Consumer Act and would appreciate some key advice on how to word a reponse regarding this?

Can someone please offer me some advice on ths matter please, i have some registered defaults on my credit file from credit card companies for the last 3 years, i am in a dmp with payplan with who i make a token payment to all companies as i am unemployed. I have written to all card companies asking for my cca, some have replied that they cannot find any paperwork and that the account is unenforcable, and others have said they cannot find the cca and will suspend payment to the account until the cca is found. 1, what is the position on this, do i carry on paying them or just stop until they find the paperwork,if they ever do? 2, if they dont get back to me until after the 6 year time period for the defaults has elapsed, and the defaults are removed , what then? 3,if i was to be given a cash sum to make an offer of a f+f payment to all is there any benefits to pay them off now,before the 6 years, if accepted, or just keep paying the token payments until the 6 years has passed and defaults are removed anyway, am i still liable to keep paying after the defaults are removed, until the total debt is repaid, as at this rate it would take me 25+ years to clear with the token payments, i make to them. THANK YOU FOR ANY ADVICE ON THIS MATTER

was driving home tonigh,t came off a roundabout and undertook a car doing maybe 15 mph (taxi) 30 zone i didnt change lane to do it but did gear down as the alternator belt was yelling, got pulled at the next roundabout and given a s59, i said that i had never exceeded the speed limit but still got one. think this is a bit unfair for not actually breaking the law. where do i stand on contesting this as it seams the police officer is judge jury and executioner. got warned that if i do anything they take my car wtf

The LL has sent me a section151 notice seeking possession. He has already sent a section 21 notice is april. I thought that nothing else can be sent until the section 21 notice expires which is on 27/8/2012. I have also found out that the LL has cancelled my deposit protection back in March which I understand makes the other notices null and void. I am taking him to court for compensation regarding the deposit and have been told that I will probably win, the other notice says that he will apply to the court for an eviction order after the 27.7.2012. plse help

Have a look and let me know what you think. Any help will be appreciated. http://s911.photobucket.com/albums/ac318/zentrix9/MR%20VIRGIN%20MNBA/ I will be sending a SAR request tomorrow to see what I get back

It has often been said on here that a claimant cannot claim the above interest if the action is brought under the remit of the CCA. Well section 69 certainly does not say that. Now I know people will say yes but look here The County Courts (Interest on Judgment Debts) Order 1991 This appears however to relate to section 74 of the 1984 act not 69 am I missing something here???