we have been going back and forth with wragge and co was due in court on the 7th but they also sent a letter last week about the oft report so was shocked this morning when received the letter

Hi all, hubby got a letter off wragge and co this morning and they have settled in full it's been long and hard process and hubby now has smug smile on his face from when i wanted to settle will donate when it clears and thanks to everyone who has helped nowing or otherwise:D

hope someone can help you, if you claimed on mcol they always transfer you to your local court for the hearing

hi all, quick update got court date through this morning 7th september , got till 20th july to give court bundle but quick question i sent copies of everything to wragge & co and court with AQ do i still have to send another or would you just ring and check thanks

hi all quick update received offer from wragge and co this morning for less than the a & l offered me before we put n1 form in:mad:, so going to send rejection letter this afternoon, they said it was purely on a commercial basis they were prepared to make a settlement offer.

think it is to show that they are fees and not admin charges etc but not sure so hope someone else can help you

Hi won my claim against the halifax and hubby is in the process of claiming against the a & l, just wondering if any one nows how to get details of my hubby's old halifax account he opened it in 2003 till 2005 when he went over to a & l but have since moved house and his details must of been lost in the move thanks

no mate just entered one in the box will you be calling a witness, they haven't asked for a stay of a month either bit worried now

HI, joe weird were at the same stage but they said they were calling 1 witness with me cheers blue

Hi does any one have a link for terms and conditions 2004 thanks

hi all took A Q to court today and spent the afternoon in the libary printing some stuff off computer still not playing when it comes to printing so trying to get everything ready so that i am prepared hope i don't have to go to court but reading as much as i can and hoping it stays in

Hi me to, my computer wont download at the moment so i would appreciate a list as well

Hi, received an allocation questionare from the courts this morning a & l have said they intend to call 1 witness , not sure who that will be am going to fill it in over the weekend and take it to the courts on monday morning hope it doesn't go as far as the court's but just trying to get a court bundle together at the moment only had a basic acc so if any one has any cases that are worth reading like this all advice would be gratefully accepted, good luck all

hi joe 1969 they have said the same in mine i am going to send them a copy of the spreadsheets on tue because they said i haven't given proof of the charges eventhough i put three copies with n1 form so think it's standard what they are saying good luck mate because we seem to be at the same stage prob a couple of days behind you

Hi received defence from wragge today seems to be the same one that everyone else has received so i am going to send them a copy of my spreadsheets on tues because of the bank holiday and my ageing printer, but they also sentme a letter saying why the lloyds tsb won there case and how this will favour them in court i now this is just scare tactics but it's working tonight

i think and this is only my opinion you have to do what is best for you i don't think anyone will think any worse of you if you did settle one but only you can decide just stay strong what doesn't kill us makes us stronger good luck

Hi sister in law is thinking of going after tsb and natwest both accounts only used for different benefits going in will she still have to request statements and go the way everyone else has to or can she just say about not being able to take against benefits

Hi everyone well i got sorted with the halifax yay, sorry i didn't make a donation sooner but was waiting for the cheque to clear also soory it's not for more but i am on benefits and am using the money to pay off debt's but thank you to everyone for all your help and good luck all

Hi went to the libary and have sent a rejection letter to there offer spoke to a&l on the phone and they said the offer is the best i'm goin to get because they will fight me all the way in court so looks like i'll be havin a day out just hope i can get the computer and printer workin properly before then or else i'll be spending some time in the libary

hi, a little help please was reading up about what to do next is there any way of reading a hard copy of the basic court bundle as my computer won't open it for some reason still waiting for a & l defence they sent me a letter stating intent to defend so just trying to get prepared cheers for all the advice

Hi joe1969 received a cheque from them on sat morning the difference between 12 and the actual charge going to send a rejection letter in the morning going to the libary to do it as my printer has packed up but good luck with your claim

HI think they do the same for everyone on fri got aletter off wragge and co saying they were defending on sat mornin cheque from a & l for the difference between twelve pound charges and my claim going to send rejection letter in the mornin admit was tempted to take it over the weekend but woke up with more resolve today

Hi just received a letter from wragge & co saying they are acting for the a&l in this matter and they have sent me an acknowledgement of service with intention to defend, not sure how serious they are taking it the person that signed the acknowledgement is a trainee it says under position held? any advice gladly accepted i have kept all correspondance between us but partly wishing i'd accepted there offer now:eek:

hi all, settled with the halifax last week got an offer from the a&l for 720 claiming 1500 turned it down because of the way the women was on the phone anyway now having massive panic attack over the lloyds business a&l were served with court papers on the 13th am going back through everything can't find t & c has any one else needed them when they got to court

good luck seaside lady